Business Credit Officer

HSBC; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A global banking institution in Singapore is seeking an experienced Business Credit Officer. This role involves managing corporate lending tasks and risk assessments, enhancing client experiences, and working closely with internal teams. Candidates should have strong analytical skills, experience in corporate lending, and the ability to foster effective stakeholder relationships. This position offers significant opportunities for professional growth.

Qualifications

• Extensive experience in corporate lending and financial products.
• Understanding of credit risk principles and compliance requirements.
• Ability to build strong stakeholder relationships.

Responsibilities

• Deliver BCO tasks in line with OKRs and SLAs.
• Manage client relationships and risk assessment.
• Drive productivity and customer experience improvements.

Skills

Corporate lending experience

Analytical skills

Stakeholder management

Credit knowledge

Communication skills

Interpersonal skills

Job description

Overview

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

Position

We are currently seeking a high calibre professional to join our team as a Business Credit Officer.

Responsibilities

• Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs and own the end-to-end Credit & Capital Management (CCM) servicing journey, ensuring a seamless and efficient process for customers and internal stakeholders
• Combine client relationship management with strong risk assessment and management capabilities ensuring the required credit quality & requisite returns on risk
• Continuously drive improvement in their productivity whilst enhancing client experience, adopt technology and customer experience improvement initiatives, including alignment to a globally consistent CCM operating model
• Participate in deal discussions and meetings with clients or credit risk as required
• Strong execution and implementation ability
• Ability to build and maintain strong relationships across the teams, including credibility with both Business and Risk leaders. Protect the Bank by acting as First Line of Defence and adhering to all controls
• Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations, along with addressing any issues raised by external regulators
• Demonstrates ability to engage in constructive and consistent dialogue with risk partners, in a manner that effectively balances commercial outcomes and risk management and work with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process and robust MI is in place to track and measure risk against agreed thresholds

Qualifications

• Extensive corporate lending experience with strong analytical skills and sound credit knowledge
• Strong understanding of various financing instruments and banking products for Wholesale Banking
• Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders
• Clear understanding of the Group credit risk principles, policies and statutory compliances
• Strong commercial mindset
• Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization

Opening up a world of opportunity

http://www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.