Business Banking RM [Medium Enterprise]

Good Job Creations (Singapore) Pte Ltd; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading banking institution in Singapore is seeking an experienced commercial banker to acquire and grow commercial clients. Responsibilities include developing tailored financial solutions and ensuring compliance with regulatory standards. The ideal candidate has at least 6 years of experience in commercial banking, strong credit analysis skills, and excellent stakeholder management abilities. This role offers the opportunity to engage with diverse business clients and promote a wide range of banking products.

Qualifications

• Minimum 6 years of experience in commercial or corporate banking.
• Strong credit analysis and financial statement evaluation skills.
• In-depth knowledge of trade finance and cash management.

Responsibilities

• Acquire, grow, and retain profitable commercial banking customers.
• Develop and execute account plans for financial solutions.
• Build and maintain strong client relationships.

Skills

Client acquisition

Relationship management

Credit analysis

Communication skills

Stakeholder management

Education

University degree in a relevant field

Job description

Job Summary

Be part of a world-class banking institution where you’ll acquire and grow commercial clients, provide strategic solutions, and make an impact on global business.

Responsibilities

• Acquire, grow, and retain profitable commercial banking customers within risk parameters.
• Develop and execute account plans to provide tailored financial solutions.
• Generate new business opportunities and convert prospects in line with risk appetite.
• Build and maintain strong client relationships to ensure portfolio growth.
• Market and sell a wide range of banking products including trade services, cash management, treasury, and investment solutions.
• Prepare credit proposals, loan applications, and conduct timely annual reviews.
• Collaborate with credit teams to ensure quality lending decisions and compliance with credit policies.
• Ensure adherence to AML, CDD, and KYC requirements, conducting regular due diligence reviews.
• Drive operational efficiency and continuous process improvement.
• Partner with internal stakeholders to deliver effective client solutions.
• Manage risk and compliance in line with regulatory standards and organisational policies.
• Uphold ethical standards and embed organisational values in all business activities.

Requirements

• Minimum 6 years of experience in commercial or corporate banking, including client acquisition and relationship management.
• Strong credit analysis and financial statement evaluation skills.
• In-depth knowledge of trade finance, cash management, lending, and FX products.
• Familiarity with banking regulations, compliance, and operational procedures.
• Excellent communication, presentation, and stakeholder management skills.
• Ability to work independently and manage complex client portfolios.
• Knowledge of local industries, supply chains, and market environment.
• Proficiency in financial markets and investment products.
• Experience with cross-border transactions is an added advantage.
• University degree in a relevant field.