Backend Software Engineer - Digital Bank

Monee; Singapore; On-site; SGD 60,000 - 120,000; Full time

Job summary

Monee is seeking a Backend Engineer to design, build, and optimize secure, scalable digital banking backend services. You will work on high-performance systems and collaborate with Product and cross-functional teams to translate business needs into robust technical designs.

You will explore AI-enabled tooling and evaluate applications in banking scenarios, driving improvements in performance, security, and reliability while advancing R&D through automation and modern frameworks.

Qualifications

• Bachelor’s degree or above in Computer Science, Software Engineering, Artificial Intelligence, Data Science, or related technical disciplines.

Responsibilities

• Participate in design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.

Skills

Backend development

Go

Java

Python

C/C++

Web frameworks & RPCs

Distributed systems

High concurrency

Communication skills

FinTech domain experience

AI interest

Education

Bachelor’s degree or above in Computer Science, Software Engineering, Artificial Intelligence, Data Science, or related technical disciplines

Tools

Gin

gRPC

Spring Boot

Django

Flask

HTTP/TCP

Protocol Buffers

MySQL

Redis

Kafka

Kubernetes

Job description

About The Team

We aspire to make banking simple for everyone. Our digital banking services provide secure, stable, and easy-to-use banking products such as savings, payments, loans, investments and more to individuals and enterprises. Our Digital Bank Technology teams build and operate technology platforms and systems that are at the foundation of the banking services. Backend Engineer will fully leverage our technical expertise to transform business requirements into tangible digital banking products which will directly serve our end users. We need to actively participate in the overall design of the digital banking solution, delivering a high-performance, highly secure backend system.

Job Description

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.
• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.
• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.
• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.
• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.
• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements

• Bachelor’s degree or above in Computer Science, Software Engineering, Artificial Intelligence, Data Science, or related technical disciplines
• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.
• At least 1 year full time backend development experience using at least 1 of the programming language such as: Golang, Java, Python, or C/C++
• Familiarity with web frameworks, RPC, and protocols (e.g., Gin, gRPC, Spring Boot, Django, Flask, HTTP/TCP, Protocol Buffers).
• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).
• Basic understanding of software design patterns, distributed systems, high concurrency architectures, caching mechanisms, and performance tuning.
• Strong interest in AI, with eagerness to learn and experiment with front-tier technologies like LLMs, Agent/Skill frameworks, and Harness Engineering.
• Excellent logical thinking, analytical skills, rapid learning capability, and clear communication skills.
• Related domain experience in the Fin-Tech is strongly preferred.