AVP/ VP, Risk Analyst/Senior Risk Analyst (Provision & Capital Analytics)

OCBC; Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Community initiatives

Professional development opportunities

Wellbeing and growth support

Job summary

OCBC is seeking a Risk Analyst/Senior Risk Analyst for its Provision and Capital Analytics team in Singapore. You will contribute to prudent credit risk measurements, regulatory capital, and predictive risk analytics across macroeconomic and climate-related scenarios.

The role requires a deep understanding of Basel capital rules, ECL provisioning, and the ability to challenge processes while staying current with industry developments.

Qualifications

• Five or more years of experience in risk management with focus on credit RWA, economic capital, ECL, credit stress testing or CCR.
• Strong knowledge of Basel capital framework and risk measurement practices.
• Ability to interpret complex datasets and provide actionable insights.

Responsibilities

• Design and implement credit RWA, economic capital, ECL, and credit stress testing solutions.
• Advise on RWA and ECL treatment for new products, especially derivatives and SFTs.
• Provide portfolio insights through analysis of Credit RWA, economic capital, and ECL.
• Execute bank-wide stress testing including Pillar 1, ICAAP, and event-driven scenarios.
• Research industry practices to keep methodology up to date.

Skills

Risk management

Basel capital

Analytical thinking

CCR concepts

Education

Degree in finance/economics/risk management

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

As a Risk Analyst/Senior Risk Analyst in Provision and Capital Analytics, you will be part of the team that is responsible for delivering prudent, forward-looking credit risk measurements, including regulatory capital (RWA), economic capital, expected credit loss provisions, and predictive risk analytics across macroeconomic and climate-related scenarios. Your work will directly contribute to safeguarding the OCBC Group’s financial resilience, enabling sustainable business growth, and supporting informed strategic decision-making.

How you succeed

To succeed in this role, you will need to develop a deep understanding of the Basel capital framework and ECL provisioning requirements. A curious mindset and the confidence to challenge established processes will be essential in driving continuous improvement. You will also need to stay abreast of industry developments, emerging risks, and evolving regulatory expectations.

What you do

• Design and implementation of credit RWA, economic capital, ECL and credit stress testing solutions.
• Provide advisory on RWA and ECL treatment for new products, particularly derivatives and SFTs
• Provide portfolio insights through comprehensive analysis of Credit RWA, economic capital and ECL
• Execution of bank‑wide credit stress testing, including Pillar 1 cyclicality, ICAAP, regulatory stress tests, and event‑driven stress tests.
• Conduct research on leading industry practices and keep our methodology and guidelines up to date.

Who you are

• A degree in a relevant field, such as finance, economics, or risk management
• At least 5 years of experience in risk management, with a focus on credit RWA, economic capital, ECL, credit stress testing or counterparty credit risk.
• Strong knowledge of the Basel capital framework
• Strong analytical and problem-solving skills, with the ability to think critically
• Good understanding of Counterparty Credit Risk (CCR) concepts, including product knowledge in derivatives and SFTs, and exposure measurement methodologies

Who we are
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer
Competitive base salary.
A suite of holistic, flexible benefits to suit every lifestyle.
Community initiatives.
Industry-leading learning and professional development opportunities.
Equal opportunity.
Fair employment.
Selection based on ability and fit with our culture and values.
Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Competitive base salary.
A suite of holistic, flexible benefits to suit every lifestyle.
Community initiatives.
Industry-leading learning and professional development opportunities.
Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.