Associate Director – Credit Risk Management

Siemens Industry Software Pte Ltd; Singapore; On-site; SGD 120,000 - 150,000; Full time

Job summary

A leading financial services firm in Singapore seeks an Associate Director/Director in Credit Risk Management. The role involves conducting risk analysis, managing underwriting processes, and evaluating transactions. Candidates should possess a university degree in Finance or Economics and at least 10 years of relevant credit risk experience, especially in corporate lending within the Asia/Australia region. Strong financial modeling, risk assessment skills, and familiarity with legal documentation are essential for this position.

Qualifications

• Minimum 10 years of credit risk experience in corporate lending.
• Specialization in leveraged finance transactions in Asia/Australia.
• Strong knowledge of financial structures and transaction analysis.

Responsibilities

• Conduct thorough risk analysis for corporate and leveraged loans.
• Manage underwriting processes with emphasis on risk assessment.
• Coordinate workstreams across multiple teams during underwriting.

Skills

Financial modeling

Risk assessment

Legal documentation negotiation

Analytical decision-making

Leadership skills

Education

University degree in Finance or Economics

Finance-related post-graduation or qualification

Job description

Associate Director /Director – Credit Risk Management

We empower our people to stay resilient and relevant in a constantly changing world. We’re looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you’d make a great addition to our vibrant international team.

Siemens Financial Services (SFS) is a subsidiary of Siemens AG. SFS provides financial expertise and industry knowledge to support Siemens' customers and markets. As part of a strong and established team of project and structured finance risk managers, you will support the Bank’s continued growth with a focus on Corporate Lending and Leveraged Buyout transactions.

You’ll make a difference in:

• Risk Analysis: Conduct thorough risk analysis for corporate and leveraged loans in the Asia Australia region.
• Underwriting Management: Manage underwriting processes, emphasizing risk assessment, analysing historical performance, security and legal structure.
• Team Coordination: Coordinate workstreams across teams (Rating, Legal, Tax, Compliance, Operations) during underwriting and portfolio monitoring.
• Risk/Return Evaluation: Evaluate transactions from a risk/return perspective and present applications to SFS and/or Siemens Bank Management.
• Credit Applications: Prepare credit applications, including due diligence, financial modelling, sensitivity analysis, and negotiation of commercial and financing agreements.
• Post-Approval Management: Oversee post-approval processes, including closing and first disbursement, portfolio performance monitoring, and handling requests for consents, waivers, and amendments.

Your defining qualities:

• Education: University degree in Finance, Economics, Management, or equivalent, ideally with a finance-related post-graduation or professional qualification.
• Experience: Min 10 years of credit (risk) experience, specializing in corporate lending and leveraged finance transactions in the Asia/Australia region.
• Skills: Strong financial modeling abilities and profound knowledge of complex financial structures and transaction analysis.
• Risk Assessment: Keen ability to identify and assess risks in transactions and evaluate risk mitigation measures.
• Jurisdictional Awareness: Familiarity with jurisdictional differences in major Asian geographies related to security and guarantees.
• Additional Skills: Proficiency in reviewing and negotiating legal documentation, fluency in English, leadership skills, analytical decision-making ability, and capacity to work effectively under pressure within diverse teams.

Do you want to know more about us?

We at Siemens Financial Services provide business-to-business financial solutions. Our unique combination of financial expertise, risk competence and industry know-how enable us to create tailored innovative financial solutions. We have our headquarters in Munich, Germany and almost 2,600 employees worldwide. Follow this link to discover our world: www.siemens.com/finance.Join us and be yourself!

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