Ant International-Fraud Specialist-ANext Bank

Ant Group; Singapore; Sur place; SGD 120 000 - 180 000; Plein temps

Résumé du poste

Ant Group in Singapore seeks a senior fraud risk expert to own the fraud framework, safeguard customers, and align with MAS expectations. You will lead rule design, testing, and optimization of surveillance capabilities while coordinating with AML/compliance and external agencies.

The role requires strong analytical skills, hands-on fraud operations experience, and bilingual communication in English and Mandarin to engage stakeholders effectively.

Qualifications

• Minimum 7+ years of fraud prevention, detection, and management experience in financial institutions, law enforcement, or fintech.
• Hands-on experience in daily fraud operations, including alert/case management and investigation.
• Experience designing, testing, and enhancing detection rules within a fraud surveillance system.
• Strong quantitative and analytical skills with data analysis to detect fraud patterns.

Responsabilités

• Define and maintain fraud detection rulesets for the bank's surveillance system.
• Operate daily fraud alerts and cases; escalate to AML/Compliance for SAR filings.
• Analyze transactional and behavioral data to identify emerging fraud patterns.
• Prepare management and regulatory reports; liaise with MAS and law enforcement as needed.

Connaissances

Fraud analytics

Regulatory compliance

Operational execution

Data analysis

Fraud surveillance system

Stakeholder management

English proficiency

Mandarin proficiency

Outils

Fraud surveillance system

Description du poste

Job description The successful candidate will be the go-to subject matter expert for our fraud risk management framework, playing a critical role in protecting the bank and our customers from financial crime. This role requires a strategic thinker with strong operational execution capabilities, good expertise in fraud analytics, and a thorough understanding of the regulatory landscape in Singapore.

Key Responsibilities

1. 1. Fraud Detection and Rule ManagementBe the go-to subject matter expert for the development, maintenance, and enhancement of the bank's anti-fraud risk management and surveillance capabilities.Define and provide business requirements for the fraud surveillance system, including the design of detection rulesets, governance protocols, and prevention strategies.Periodically test, review, and optimize fraud risk monitoring rulesets to ensure maximum efficacy and minimal false positives.
2. 2. Fraud Operations and InvestigationExecute daily operational tasks, including the review, triage, and clearance of fraud alerts and cases generated by the monitoring systems and escalation from other functions.Coordinate closely with the AML/Compliance function to ensure timely and accurate filing of Suspicious Activity Reports (SARs) related to fraudulent transactions.
3. 3. Fraud Intelligence and Preventive EducationConduct quantitative analysis on transactional and behavioral data to detect emerging fraud patterns, trends, and anomalies.Proactively respond to changes in the fraud landscape, including new schemes related to digital banking, fintech, and payment technologies.Perform post-mortem fraud incident investigations to identify root causes, modus operandi, and impact, and ideate remediation actions.Develop educational materials to foster robust public awareness.
4. 4. Compliance and ReportingPrepare management and regulatory reportsMonitor and respond to new regulatory requirements from the Monetary Authority of Singapore (MAS).Conduct gap analyses against new regulations/guidelines to ensure bank's fraud management framework remains fully compliant.Serve as the primary point of contact for the Singapore Police Force on matters pertaining to criminal investigations involving fraud.Develop and deliver fraud awareness training to employees to promote a strong risk culture and ensure understanding of the fraud risk policy.

Job Requirement

Job Requirement A minimum of 7+ years of relevant experience in fraud prevention, detection, and management within financial institutions, law enforcement, or fintech industry.Proven hands-on experience in daily fraud operations, including alert/case management and investigation.Demonstrable experience in fraud rule management: designing, testing, and enhancing detection rules within a fraud surveillance system.Strong quantitative and analytical skills, with experience in data analysis to detect fraud patterns.In-depth familiarity with the digital banking ecosystem, fraud schemes, and fraud risk models and capabilities.Robust knowledge of MAS regulations and expectations in fraud and scam risk.Experience in liaising with law enforcement agencies, such as the Singapore Police Force, is a strong advantage.Excellent command of written and spoken English. Proficiency in Mandarin is required to communicate effectively with Mandarin-speaking stakeholders.