AI-Driven Risk & Credit Modeling Scientist

Monee SG Private Limited; Singapore; On-site; SGD 17,000 - 23,000; Full time

Job summary

Monee is a leading digital payments and financial services provider in Southeast Asia. The internship program offers hands-on experience building end-to-end AI models for risk, fraud detection, and credit assessment, leveraging Python, scikit-learn, and PyTorch.

You'll work with large transactional datasets using Hadoop/Spark and collaborate across Strategy, Business, and Engineering teams. The role emphasizes applying advanced ML techniques and communicating insights to drive decision-making,

Qualifications

• Bachelor’s degree or above in Computer Science, Mathematics, Statistics, Quantitative Finance, or related field; Master’s degree preferred.
• Hands-on internship or project experience in applied machine learning or data science; experience in credit risk or anti-fraud modeling is a plus.
• Proficient in Python with experience in ML/DL frameworks such as scikit-learn and PyTorch.
• Strong SQL skills; experience with big-data tools (eg, Hadoop, Spark) is highly preferred.
• Solid understanding of machine learning algorithms; expertise in sequential modeling, graph learning, causal inference, multi-task learning, reinforcement learning, transfer learning is a plus.
• Self-driven, proactive, positive mindset, and strong communication and collaboration skills.

Responsibilities

• Build end-to-end AI models to support risk processes across lending, including fraud detection, risk assessment, underwriting, and product/limit optimization.
• Perform data mining and feature engineering using large-scale transactional, behavioral, and financial data for modeling.
• Manage the full model lifecycle: development, deployment, production support, and performance monitoring.
• Analyze model performance and extract data insights to guide decision-making and strategy.
• Explore advanced modeling techniques to solve complex business challenges and improve profitability and risk control.
• Collaborate with Strategy, Business, and Engineering teams to translate business problems into modeling solutions.

Skills

Python

ML/DL frameworks

SQL

Communication

Collaboration

Education

Bachelor’s degree in CS/Math/Stats/Finance

Tools

scikit-learn

PyTorch

Hadoop

Spark

Job description

Monee is a leading digital payments and financial services provider in Southeast Asia. The internship program offers hands-on experience building end-to-end AI models for risk, fraud detection, and credit assessment, leveraging Python, scikit-learn, and PyTorch.

You'll work with large transactional datasets using Hadoop/Spark and collaborate across Strategy, Business, and Engineering teams. The role emphasizes applying advanced ML techniques and communicating insights to drive decision-making,