Senior Compliance Manager

Klarna; Stockholms kommun; Hybrid; SEK 1,000,000 - 1,400,000; Full time

Job summary

Klarna in Stockholm seeks a sanctions expert in Compliance to guide policy across OFAC, EU, UK and UN regimes. You will analyze changes and embed their impact into product processes, collaborating with Legal, risk and product teams to stay ahead of regulatory shifts.

You will own annual sanctions risk assessments, translate findings into clear standards, and provide fast, confident decisions on policy requirements across the business.

Qualifications

• Expert knowledge of OFAC, EU, UK and UN sanctions regimes.
• Experience turning new designations into policy and guidance.
• Ownership of end-to-end risk and control assessments.
• Ability to direct technical teams on tuning, testing, and model validation.
• Comfort making high-stakes compliance decisions independently.

Responsibilities

• Interpret new designations and regulatory changes, assess implications for Klarna's business, and write outcomes into Group policies.
• Lead annual sanctions risk and exposure assessments and translate findings into policies, standards, or risk appetite.
• Act as sanctions expert in NPA process, advising product and business teams on policy requirements.
• Engage with the business to understand products and processes and embed sanctions requirements.
• Advise, challenge, and direct technical teams on sanctions and PEP screening, including tuning, testing, and model validation.
• Make case decisions, breach determinations, and escalations as needed.
• Structure and prioritise closure of findings and remediation actions, validating closure.

Skills

Sanctions regimes expertise

Risk & control assessments

Screening tools knowledge

High-stakes decision making

Cross-functional collaboration

Policy interpretation

Job description

Klarna, briefly

At Klarna, we\'re building an everyday finance network, helping over 120 million consumers across 26 countries save time and money, and worry less about their finances. Working here means taking on problems most companies never get to solve, and being hands-on enough that the interesting part of the work lands with you, not someone else- you\'ll build with AI, not watch it happen. This is the stretch zone. Come find out what you\'re capable of.

Klarna, briefly

At Klarna, we\'re building an everyday finance network, helping over 120 million consumers across 26 countries save time and money, and worry less about their finances. Working here means taking on problems most companies never get to solve, and being hands-on enough that the interesting part of the work lands with you, not someone else- you\'ll build with AI, not watch it happen. This is the stretch zone. Come find out what you\'re capable of.

About The Role

You\'ll be one of Klarna\'s sanctions experts in Compliance, working across the OFAC, EU, UK, and UN regimes. You\'ll spend your time with the business, the cases, and the systems, being on top of is actually happening. Every time a sanction regime changes, someone has to decide what it means for a bank operating in 26 countries, have that decision reflected in policy, and understand what that means for our products. That\'s you. You\'ll find the problems, decide what to do about them, and see the fix through to validated closure. You will work with many different teams, and you\'ll be the first call when a product team needs a fast, confident answer on sanctions police.

• You\'ll interpret new designations and regulatory changes, assess what they mean for Klarna\'s business, and write the outcome into Group policies.


• You\'ll run the annual sanctions risk and exposure assessment and turn its findings into policies, standards, or risk appetite.


• You\'ll act as the sanctions expert in the NPA process, advising product and business teams on policy requirements.


• You\'ll go out to the business, get into the details of its products and processes, and embed sanctions requirements in them.


• You\'ll advise, challenge, and direct technical teams on sanctions and PEP screening, including tuning, testing, and model validation.


• You\'ll make the call on case decisions, breach determinations, and escalations.


• You\'ll structure and prioritise the closure of findings and remediation actions, validate that they are closed, and support their implementation.

Who You Are

• You are an expert with hands-on working knowledge of the OFAC, EU, UK, and UN sanctions regimes, and you\'ve interpreted new designations and turned them into policy.


• You own end to end risk and control assessments in practice, for example the annual sanctions risk assessment.


• You have deep knowledge of how sanctions and PEP screening tools work, including matching logic, list management, and data quality, well enough to direct technical teams on tuning, testing, and model validation. Experience with in-house-built screening systems is preferred.


• You\'re comfortable making high-stakes compliance decisions on your own, such as case decisions, breach determinations, and escalations.


• You work across Compliance, Legal, and business teams, manage stakeholders and their expectations, and advise quickly and confidently on policy requirements.


• You\'ve structured and closed findings and remediation actions, including validating closure.


• You\'re proactive and self-driving, you like getting into the detail, and you don\'t wait for work to be handed to you.

Things you should know before applying

• Working together: we value co-located teams; most teams currently meet in the office 2–3 days per week, and this varies by team and can change over time.


• Non-obvious backgrounds are welcome. Diversity of skills, perspectives and backgrounds is how we create, innovate, and disrupt like no other.


• Final compensation will be based on the candidate\'s qualifications, skills, and experience.

Please include a CV in English.
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