Treasury ALM Financial Analyst

Soar Software Development Company; Saudi Arabia; On-site; SAR 150,000 - 200,000; Full time

Job summary

A fintech startup in Saudi Arabia is looking for an experienced professional to support Asset & Liability Management by analyzing balance sheet structure, monitoring liquidity and interest-rate risks, and contributing to funding strategy. Ideal candidates should possess a Bachelor’s degree in Finance or related field, have 5-8 years of experience, and be proficient in financial modeling and Excel. Experience with ALM systems is preferred.

Qualifications

• 5–8 years of experience in ALM, Treasury, Risk Management, or FP&A.
• Understanding of regulatory liquidity requirements (LCR, NSFR, Basel III).
• Familiarity with structured funding or capital markets instruments.

Responsibilities

• Analyze balance sheet structure and monitor liquidity.
• Prepare ALM and liquidity reports ensuring compliance.
• Maintain ALM models and perform stress testing.

Skills

Analytical skills

Proficiency in financial modeling

Proficiency in Excel

Education

Bachelor's degree in Finance, Economics, Accounting or related field

CFA or Master's preferred

Tools

ALM or Treasury systems (e.g., Murex, Moody’s RiskConfidence, QRM)

BI/data visualization tools (Power BI, Tableau)

Job description

About Us

Soar is a global fintech startup specializing in financing and investment. Headquartered in Saudi Arabia and expanding across the region, Soar provides innovative financial and property investment solutions through a multi-purpose platform designed for a seamless and simple user experience.

Role Summary

Support the Asset & Liability Management function by analyzing balance sheet structure, monitoring liquidity and interest-rate risks, and contributing to funding strategy and regulatory compliance.

Key Responsibilities

• Analyze balance sheet structure including liquidity gaps, repricing profiles, duration, and interest-rate sensitivity.
• Prepare ALM and liquidity reports (LCR/NSFR, funding concentration, maturity ladder) ensuring compliance with internal policies and regulatory requirements.
• Maintain ALM models and forecasting tools; perform stress testing, scenario analysis, and funding simulations.
• Conduct market research related to funding costs, yield curves, benchmark rates, and pricing implications.
• Support management and ALCO reporting through dashboards, insights, and presentations.

Qualifications & Skills

• Bachelor’s degree in Finance, Economics, Accounting, or related field (CFA or Master’s preferred).
• 5–8 years of experience in ALM, Treasury, Risk Management, or FP&A.
• Strong analytical skills with proficiency in financial modeling and Excel.
• Understanding of regulatory liquidity requirements (LCR, NSFR, Basel III) and balance sheet management.
• Experience with ALM or Treasury systems (e.g., Murex, Moody’s RiskConfidence, QRM) is preferred.

Desirable Skills

• Experience with BI/data visualization (Power BI, Tableau).
• Familiarity with structured funding or capital markets instruments.