Senior AML Auditor

SSC Egypt; Riyadh; On-site; SAR 250,000 - 380,000; Full time

Job summary

SSC Egypt is seeking a Senior AML Auditor to conduct risk-based audits of AML, CTF, and sanctions controls. The role involves planning audit assignments, performing fieldwork, documenting findings, and reporting results to management.

The ideal candidate has extensive experience in AML/compliance audits, deep knowledge of regulatory requirements, and strong analytical, communication, and reporting skills. This position requires senior-level expertise and attention to detail.

Qualifications

• Bachelor's degree in accounting, finance or related field required.
• Professional certifications (CIA, CAMS, CFE, CPA/ACCA) preferred.
• 10+ years of experience in internal audit, AML, or regulatory audits desirable.

Responsibilities

• Plan AML audit engagements and define scopes.
• Perform fieldwork and testing for AML, CTF and sanctions controls.
• Document findings and prepare audit observations with analysis.
• Conduct risk assessments and review control environments.
• Prepare high-quality audit reports and follow up on action plans.
• Identify opportunities to enhance AML controls and audit processes.

Skills

Auditing

AML/CFT knowledge

Regulatory compliance

Communication

Report writing

Risk assessment

Education

Bachelor's Degree in Accounting/Finance

CIA/CAMS/CFE/CPA/ACCA/ICA certifications

Tools

Microsoft Excel

Audit software

Job description

The Senior AML Auditor is responsible for conducting risk-based audits of Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Targeted Financial Sanctions (TFS) controls to evaluate compliance with applicable regulatory requirements and internal policies. The role includes planning audit assignments, performing fieldwork, documenting findings, preparing reports and supporting the continuous enhancement of the AML control environment.

Key Responsibilities

Audit Planning

• Participate in the planning of AML audit engagements
• Prepare audit planning documents risk assessments and audit programs
• Identify key AML and compliance risks
• Define audit scope and testing strategies

Audit Execution

• Perform audit testing over AML Governance Framework Customer Due Diligence CDD Enhanced Due Diligence EDD Know Your Customer KYC Customer Risk Rating Transaction Monitoring Sanctions Screening Name Screening High-Risk Customers Politically Exposed Persons PEPs Correspondent Banking Suspicious Transaction Reporting AML Systems and Controls Record Retention AML Training and Awareness

Risk Assessment Review

• Assess the effectiveness of Business Risk Assessment methodology Customer Product Geographic and Delivery Channel Risk Assessments Risk identification processes Risk mitigation controls Control effectiveness and residual risk assessments

Documentation and Reporting

• Prepare audit workpapers in accordance with audit standards Document audit testing and evidence Draft audit observations with supporting analysis Perform root cause analysis Recommend practical and risk-based corrective actions Prepare high-quality audit reports Follow up on management action plans

Continuous Improvement

• Identify opportunities to enhance AML controls and audit processes Stay current with regulatory developments and emerging financial crime risks Contribute to the enhancement of audit methodologies and best practices

Qualifications

• Bachelor's Degree in Accounting, Finance, Business Administration, Risk Management, or a related discipline.
• Professional Certifications (Preferred)
• Certified Internal Auditor (CIA)
• Certified Anti-Money Laundering Specialist (CAMS)
• Certified Fraud Examiner (CFE)
• CPA or ACCA
• ICA
• AML Certification
• Other relevant professional certifications

Experience Requirements

• Minimum 10 years of experience in Internal Audit, AML, Compliance, Risk Management, or Regulatory Audit.
• Proven experience conducting AML and Compliance audits.
• Strong understanding of AML/CFT regulations, sanctions, and financial crime risk management.
• Experience preparing audit reports and communicating findings to management.

Technical Skills

• AML/CFT Framework
• Customer Due Diligence (CDD)
• Enhanced Due Diligence (EDD)
• Business Risk Assessment
• Targeted Financial Sanctions
• Internal Audit Methodology
• Risk-Based Auditing
• Data Analysis
• Microsoft Office Suite

Competencies

• Analytical Thinking
• Attention to Detail
• Communication Skills
• Report Writing
• Time Management
• Problem Solving
• Team Collaboration
• Stakeholder Engagement
• Professional Judgment