Product Manager - Fintech - Saudization

DISCOVERED; Riyadh; On-site; SAR 150,000 - 200,000; Full time

Job summary

A digital financing company based in Riyadh is seeking a Product Manager to oversee the product lifecycle and enhance customer experiences. You will drive innovation and manage product profitability within a rapidly expanding team. The role requires at least 5 years of experience in product management, with strong skills in FinTech and product strategy. This position offers opportunities for growth and significant impact in the organization.

Qualifications

• Minimum 5 years experience in product management, preferably in FinTech.
• Strong understanding of product lifecycle management and design.
• Experience in managing product budgeting and P&L performance.

Responsibilities

• Design and deliver the overall product strategy in alignment with commercial goals.
• Lead digital product acquisition and end-to-end digitisation of processes.
• Manage product lifecycle from launch to optimisation, ensuring profitability.

Skills

FinTech

Product Lifecycle Management

Product Management

Product Design

Consumer Lending

Software Product Management

Product Strategy

Technical Product Management

Product Development

Job description

Minimum 5 years experience required to be considered

We are hiring a Product Manager to join a digital first financing company for consumers and SMEs. Powered by a much larger financial services force in Saudi, the business is undergoing rapid transformation and expansion across the GCC. This is a key strategic role within a highly entrepreneurial team. The Product Manager will shape the digital product strategy, build compelling user journeys and elevate the digital finance experience for both retail customers and business clients.

Discover the role

As Product Manager, you will take ownership of the full product lifecycle, from ideation to execution. You will be responsible for driving innovation, enhancing acquisition channels, digitising back-office functions and optimising product profitability. You will work across digital sales, marketing, customer experience, credit, and compliance to deliver high-performing products.

Responsibilities

• Design and deliver the overall product strategy in alignment with commercial goals
• Lead digital product acquisition and end-to-end digitisation of processes
• Manage product lifecycle from launch to optimisation, ensuring profitability and performance
• Own product budgeting and oversee P&L performance
• Set product KPIs and conduct regular health checks to drive continuous improvement
• Collaborate across departments and ensure stakeholder alignment
• Build embedded finance partnerships and manage merchant and dealer relationships
• Explore new commercial channels through KAFALAH and similar programmes
• Oversee regulatory engagement for product initiatives
• Manage product marketing activity including website content and campaign execution
• Conduct market scans and benchmark product performance
• Lead UAT and drive successful product and feature launches
• Develop and maintain customer retention programmes
• Optimise credit policies and define risk appetite frameworks
• Ensure all governance, compliance and audit requirements are met
• Drive operating model improvements and reporting discipline across the product function

Skills needed

• FinTech
• Product Lifecycle Management
• Product Management
• Product Design
• Consumer Lending
• Software Product Management
• Product Strategy
• Technical Product Management
• Product Development

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