Senior Collections Manager – Risks (ZINIA)

Senior Collections Manager – Risks (ZINIA)

Openbank Madrid, Community of Madrid, Spain

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Senior Collections Manager – Risks (ZINIA)

Openbank Madrid, Community of Madrid, Spain

4 days ago Be among the first 25 applicants

Join to apply for the Senior Collections Manager – Risks (ZINIA) role at Openbank

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Country : Spain

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

This is an exciting opportunity to contribute to a growing market within lending, cobranded credit cards, and buy-now-pay-later, with expansion across different countries and global merchants.

Zinia leverages the technological resources of Openbank, the digital-native bank of the Santander Group, which is expanding internationally. Openbank offers customers the ability to manage finances via website or app.

Mission and responsibilities :

As a Senior Manager of Zinia Collections, your main responsibilities will include :

• Manage Collections tasks for Zinia projects.
• Align Collections strategy with SCF local Collections teams across geographies.
• Define policies and functional requirements for Collections in Zinia projects.
• Supervise implementation of Collection strategies in systems across Zinia programs.

To be successful in the role you must have :

• 8 years of experience in a similar role.
• Degree in Engineering, Mathematics, Economics, or Business Administration.
• Knowledge of credit admission models, variables, external sources.
• Experience with consumer goods financing (personal loans, credit cards, POS financing).
• Financial data management skills: credit portfolio and model performance monitoring.
• Experience in digital businesses or FinTechs.
• Risk analysis experience in retail operations, international markets preferred.
• Basic programming skills in SQL and Python.
• Experience in agile environments is a plus.

What we offer:

• Joining a dynamic, expanding international company.
• Start-up environment with Santander Group support.
• Competitive salary and benefits.
• Growth opportunities within the company and Group.
• International project collaboration.
• Great work environment, social clubs, events.

Join our team and grow with us!

Openbank / ODS is an equal opportunity employer. All applicants are considered regardless of gender, sexual orientation, ethnicity, religion, age, political beliefs, union membership, or disability.

We base hiring decisions on experience and skills. We value passion for discovery, invention, simplification, and building.

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