Senior Credit Risk Models Analyst

At ING, we are looking for a Senior Credit Risk Models Analyst.

Your role and work environment :

Join our Retail Credit Risk Team within ING Risk Domain. This team oversees risk in the Spanish Retail Lending portfolio throughout the credit lifecycle. Our work environment is 100% flexible, operates in small subject-expert areas, and involves continuous interaction with international teams.

Your key responsibilities :

• Contribute to the development and maintenance of IRB & IFRS9 models.
• Identify and mitigate risks through appropriate capital and provisions.
• Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you think you are a good fit, here are some qualities we value:

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
• Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.
• Strong knowledge of statistics/mathematics and programming skills, preferably in SAS and/or SQL.
• Excellent analytical and problem-solving skills; knowledge of banking and financial industry, especially retail lending.
• Independent, creative, proactive, with a focus on pragmatic solutions.
• Fluent in English and Spanish.
• Eager to lead projects.

What do we offer?

We prioritize your personal fulfillment alongside your professional challenges. Our offerings include:

• Flexible work model allowing you to choose your work-from-home days.
• Modern office amenities including mobility solutions, health services, gym, and more.
• Health insurance for you and your family.
• Life insurance.
• Flexible remuneration options for services like nursery, transport, and training.
• Free company shuttle with multiple routes.
• Beneficial loan and mortgage conditions after specified periods.
• Participation in our pension plan after one month.
• Employee wellness programs including physiotherapy, clinics, Gympass, and employee networks.
• International remote work opportunities.

Get to know us

We are a diverse team of over 1700 people committed to helping clients create a better future. We are an innovative, fully online bank operating in more than 40 countries, dedicated to diversity, inclusion, sustainability, and making a positive impact.

If you see yourself aligned with our values and working style, we look forward to meeting you!