Senior Credit Risk Models Analyst

At ING, we are looking for a Senior Credit Risk Models Analyst.

Your role and work environment :

We seek a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

The team is responsible for overseeing risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our working model is 100% flexible, operating in small subject-expert areas with continuous interaction with international teams.

Your key responsibilities :

• Contribute to the development and maintenance of IRB & IFRS9 models.
• Identify and mitigate risks through appropriate levels of capital and provisions.
• Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you're wondering whether this role is for you, here are some qualities we value:

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
• Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.
• Excellent knowledge of statistics and/or mathematics, and programming skills in SAS and/or SQL.
• Strong analytical and problem-solving skills, with knowledge of the banking and financial industry, especially retail lending.
• Independent, creative, proactive, and solution-oriented mindset.
• Fluent in English and Spanish.
• Eager to lead projects.

What do we offer?

We prioritize your personal fulfillment alongside your professional challenges and lessons. Our goal is to support your well-being in every aspect.

Highlights include:

• Flexibility : Choose your remote and office days, supporting work-life balance.
• Office amenities : Electric mobility solutions, health services, gym, and more.
• Health and life insurance : Coverage for you and your family.
• Flexible remuneration : Access to services like nursery, transport, and training aids.
• Transport : Free shuttle routes to the Madrid office.
• Financial benefits : Favorable loan and mortgage conditions, pension plan.
• Employee well-being : Physiotherapy, clinics, Gympass, and employee networks.

Get to know us

We are a team of over 1700 people committed to helping clients create a better future. We operate as a fully online bank, leveraging technology, innovation, and transparency, with a presence in more than 40 countries. We embrace diversity, inclusion, and sustainability, aiming to foster a culture of collaboration and innovation. If you see yourself aligning with our values and working style, we look forward to meeting you!