SR. CREDIT ANALYST

Qatar Energy; Doha; On-site; QAR 200,000 - 400,000; Full time

Job summary

A leading energy company in Doha is seeking a seasoned credit risk professional with 10-15 years of experience to conduct credit assessments and monitor exposures. Candidates should hold a Bachelor's degree in Finance or Economics and possess strong analytical and communication skills. This role also requires familiarity with credit loss models and regulatory frameworks. Competitive compensation and benefits are offered.

Qualifications

• 10-15 years of experience in credit assessment within Oil & Gas or banking.
• Strong command of written and spoken English.
• Proven ability to handle complex credit issues.

Responsibilities

• Perform credit assessments based on established models and tools.
• Monitor credit exposures and prepare regular reports.
• Provide analysis to guide credit risk strategy.

Skills

Credit assessments

Report writing

Analytical skills

Knowledge of ECL and IFRS 9

Problem-solving

Team collaboration

Conflict management

Communication

Education

Bachelor's degree in Finance/Economics

Professional certification (CFA/FRM/PRM)

Job description

Primary Purpose of the Job

• Perform credit assessments based on the approved credit risk model and credit rating tools, prepare credit notes with recommendations for credit terms.
• Deliver credit assessment at the credit committee level and other forums where approval is required.
• Ongoing/Daily monitoring of the credit exposures to customers and banks to ensure exposures are within approved limits and take exceptional approvals as per policy if required. Prepare regular reports/MIS and analysis for effective monitoring and control.
• Provide research and analysis to help identify risk and drive strategy that focuses on the external market and macro environment.
• Tracking the credit portfolio against the credit risk appetite framework, conducting stress test and suggesting corrective measure if any.
• Interact with business units to ensure that credit risk assessments are factored into business decisions.
• Review and provide credit recommendations for Letter of Credits, Parent Company Guarantees, Master agreements, Confirmation Notices, ISDA, CSAs.

Required Experience and Skills

• Experience of 10-15 years in a similar role in a Oil & Gas company, Oil & Gas / commodities trading firm or a large bank.
• Have very good report writing skills.
• Possess strong analytical skills.
• Knowledge of Expected Credit Loss (ECL), IFRS 9 and Potential Future Exposure (PFE) models would be advantageous.
• Should be tactful and have logical approach to problem solving.
• Should have good command of written and spoken English.
• Ability to deal with conflict effectively and challenge when necessary.
• Should be result oriented and focused team player with strong communication and interpersonal skills.

Educational Qualifications

• Bachelor's degree in Finance, Economics, or related field.
• Professional certifications such as CFA, FRM, PRM is preferred.