Software Engineer I, Backend (Collections)

Affirm, Inc.; Polska; A distancia; PLN 203.000 - 303.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health coverage

Tech stipends

Flexible time off

ESPP

Parental benefits

Descripción de la vacante

Affirm, Inc. is seeking a highly motivated software engineer to join the Collections team in Poland, building the next generation platform solutions to manage delinquent loans with high availability and reliability.

You will collaborate with product, backbook risk teams and engineers to deliver robust backend systems at scale using Python or Kotlin, AWS, MySQL and Kubernetes, writing clear, well-tested code. This remote-first role offers competitive PLN compensation and equity rewards.

Formación

• Experience designing, developing and launching backend systems at scale.
• Proficient in Python or Kotlin.
• Familiar with distributed systems and cloud technologies (AWS, MySQL, Kubernetes).
• Ability to write clear, well-tested and extensible code.
• Strong ownership, growth mindset and collaboration through code reviews.

Responsabilidades

• Collaborate with team to contribute to projects and goals.
• Balance speed with quality while protecting systems from downtime.
• Work with stakeholders to manage risks and trade-offs.
• Engage in growth and development activities within the team.

Conocimientos

Backend systems design

Python

Kotlin

Distributed systems

AWS

MySQL

Kubernetes

Code reviews

Ownership & growth

Communication

Herramientas

AWS

MySQL

Kubernetes

Descripción del empleo

At affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.

We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You’ll Do

• With the support of your team, you will work on tasks that contribute to the team's projects and goals.
• You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
• You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
• You will contribute to a sense of community on your team by engaging in growth and development activities

What We Look For

• You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation And Benefits

Base Pay Grade - J

Equity Grade - 2

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by affirm Holdings, Inc. (parent company).

Pol base pay range per year: 203,000 - 303,000 zł

Additional Benefits Include

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

• This job description is not a contractual document, and is not intended to have binding force.**

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits Designed For You

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.