Senior Transactions Monitoring Officer

EXANTE; Warszawa; On-site; PLN 100,000 - 130,000; Full time

Job summary

A leading wealth tech company in Poland is seeking a Senior Transactions Monitoring Officer to support client compliance with AML and sanctions. You will conduct transaction monitoring, investigate suspicious activities, and provide guidance to junior staff. The ideal candidate has a Bachelor's degree and over 5 years of relevant experience in AML, CTF, or financial crime investigations, ideally in a regulated fintech environment. Join our innovative team and make a meaningful impact in finance.

Benefits

Corporate benefits options

Ongoing education and training programs

Global career opportunities

Qualifications

• 5+ years in AML/CTF, TM, or financial crime investigations.
• Proven experience handling complex client investigations.
• Strong understanding of AML/CTF regulations and FATF recommendations.

Responsibilities

• Conduct end-to-end Transaction Monitoring for various transactions.
• Investigate suspicious activity and analyze documentation.
• Recommend follow-up actions based on investigation outcomes.

Skills

AML/CTF knowledge

Analytical skills

Attention to detail

Interpersonal skills

Education

Bachelor's degree in Finance, Business, Law, Economics

Tools

NexisLexis

WorldCheck

ComplyAdvantage

Job description

About the job Senior Transactions Monitoring Officer

Company & Culture

EXANTE is a pioneering wealth tech company that delivers cutting-edge centralized trading solutions and robust B2B financial infrastructure, driving value through innovative technology. Our proprietary trading platform offers seamless access to diverse financial instruments including stocks, ETFs, bonds, futures, and options all within a single, multi-currency account.

We cultivate a culture that transcends the ordinary, where rapid responses to market dynamics and proactive problem-solving are the norm. At EXANTE, the potential to make a meaningful impact is ever-present. Our team members continuously pursue personal and professional growth, empowered to spearhead change across people, processes, and products. True innovation stems from an insatiable desire for improvement, and everyone at EXANTE is committed to fostering this spirit and propelling the company into the future.

As a rapidly expanding global firm with over 600 talented employees from 65 nationalities across 70 locations, we are a frontrunner in the financial sector. Our investment priorities are clear: We prioritize investing in our most valuable asset -our people. Join us in shaping the future of finance.

About the Role

The Senior Transactions Monitoring (TM) Officer, part of the AML & Sanctions Department, supports client TM and sanctions compliance screening. Key responsibilities include advising TM Officers on complex cases, sharing expertise, and guiding junior staff on all aspects of TM and sanctions screening. This role requires a highly ethical, professional attitude and collaboration with internal stakeholders.

Reporting Line: Head of AML & Sanctions

Responsibilities

Conduct end-to-end Transaction Monitoring (TM) for withdrawals, deposits, securities, and trading, adhering to regulatory and internal standards.

Investigate suspicious activity using internal systems, external databases, and open-source tools.

Analyze and validate clients' SOF/SOW documentation.

Prepare concise investigation summaries and case files with complete audit trails.

Recommend follow-up actions (enhanced monitoring, restrictions, termination, or SAR/STR filing).

Manage sanctions screening alerts, review complex matches, and guide junior officers.

Evaluate non-standard cases, including complex structures and cross-border payments.

Escalate significant sanctions or AML concerns to the MLRO/CO with documented risk assessments.

Interpret and communicate regulatory changes (e.g., FATF, OFAC, EU/UK sanctions, MiFID II/MAR) to the TM team.

Prepare periodic reports on TM metrics, case volumes, and risks.

Ensure accuracy and completeness of TM and sanctions documentation for audit and regulatory standards.

Support internal/external audits and regulatory inspections.

Identify process weaknesses and propose enhancements to TM and sanctions workflows, policies, and procedures.

Lead/ participate in projects for automation, system optimization, or new tool implementation.

Coach, train, and provide technical support to junior TM Officers, Review their work.

Act as a key escalation point for complex cases, ensuring timely decision-making.

Qualifications

Bachelor's degree in Finance, Business, Law, Economics, or related field (or equivalent experience).

35 years in AML/CTF, TM, or financial crime investigations, ideally within a brokerage, investment firm, trading platform, or regulated fintech.

Proven experience handling complex client investigations, SoF/SoW reviews, and escalations.

Solid knowledge of AML/CTF regulations, sanctions (EU/UK, OFAC, UN), and FATF recommendations.

Hands‑on experience with TM/sanctions screening systems (e.g., NexisLexis, WorldCheck, ComplyAdvantage).

Ability to interpret complex client structures, cross‑border flows, and high‑risk profiles.

Preferred: Strong understanding of brokerage/trading AML risks, including market abuse indicators and securities trading patterns.

• Advantage:

  • Familiarity with MiFID II, MAR, or market conduct rules.

  • Relevant professional certifications (ACAMS, ICA, CGSS, or equivalent).

Proactive, solutions‑oriented mindset capable of driving process improvements.

Exceptional attention to detail and strong case documentation skills.

Ability to make sound, independent, risk‑based decisions.

Strong organizational skills to manage concurrent cases under tight deadlines.

Experience mentoring junior analysts/officers.

Ability to provide expert guidance to stakeholders and handle escalations effectively.

Strong interpersonal skills for collaborative work with Compliance, Risk, Operations, and senior management.

High ethical standards, integrity, and discretion with sensitive information.

Personality / Mindset

Integrity & loyalty

Team player with advanced communication and collaboration skills

A hands‑on, can‑do attitude - always looking for solutions and thinking out of the box

The capability to work and succeed in the fast‑paced and ever‑changing environment

We Offer*

Corporate benefits (choose your preferred options)

Truly inspiring culture, pleasant and informal work environment

Ongoing education & training programs

Opportunity to network and connect in the Corporate Events

Global career opportunities

*Benefits/perks can vary depending on the nature of your employment with the company and the country where you work.

EXANTE was created by a group of disruptive technology experts. With an impressive track record in the industry and knowledge of the markets, our systems are built to democratize access to global financial instruments for professional traders and institutional investors.