Senior AML Transaction Monitoring Analyst

UniCredit Polska; Polska; Hybrid; PLN 120,000 - 180,000; Full time

Benefits offered by this job

Individual Development Budget

Flexible work location: home/office

VIP private medical care with dental

Hospitalisation package

Psychological consultations

Multisport card 50% covered

Apple MacBook equipment

Healthy snacks in Warsaw office

Job summary

UniCredit Polska is seeking a Compliance Analyst to join the Transaction Monitoring team, acting as a critical second line of defence. You will analyze alerts, perform investigations into customer transactions, and help ensure AML/CFT compliance and sanctions adherence across the bank's operations.

The role requires 5+ years in relevant functions, fluency in Polish and English, and strong analytical skills. The employer offers flexible work location and a budget for professional development.

Qualifications

• At least 5 years in AML transaction monitoring or related financial crime roles within a regulated financial institution.
• Fluency in Polish and English, both spoken and written.
• Solid knowledge of AML/CFT, sanctions regimes, and Polish regulations.
• Understanding of banking products, payments and customer transaction behaviour.
• Strong analytical thinking, attention to detail, and risk awareness.

Responsibilities

• Analyse alerts from transaction monitoring for AML/CFT or sanction risks.
• Perform in-depth investigations of customer transactional behaviour.
• Document findings with traceability of analysis and decisions.
• Escalate cases and contribute to STR/SAR filings per procedures.
• Review client documentation during onboarding and assess risk.
• Build KYC profiles and assign AML risk ratings.
• Perform Enhanced Due Diligence on high-risk clients.
• Support sanctions analysis and name/transaction screening.
• Apply sanctions policies and escalate as required.

Skills

AML/Financial Crime

Polish language

English language

Analytical thinking

Regulatory knowledge

CAMS certification

Tools

CAMS Certification

Job description

UniCredit Polska is seeking a Compliance Analyst to join the Transaction Monitoring team, acting as a critical second line of defence. You will analyze alerts, perform investigations into customer transactions, and help ensure AML/CFT compliance and sanctions adherence across the bank's operations.

The role requires 5+ years in relevant functions, fluency in Polish and English, and strong analytical skills. The employer offers flexible work location and a budget for professional development.