Product Owner SME

Aion Bank; Warszawa; On-site; PLN 100,000 - 130,000; Full time

Job summary

A leading digital bank in Warsaw is seeking an experienced Product Owner SME to drive product strategies for the SME segment. This role involves aligning technology solutions with banking objectives and managing product backlogs. Candidates should have over 5 years of experience in fintech and be fluent in Polish and English. The position offers a flexible contract and various benefits aimed at professional development and well-being.

Benefits

Flexible form of contract

Individual Development Budget

VIP-level private medical care

Psychological consultations

Co-sponsorship of Multisport card

Apple MacBook

Healthy snacks

Qualifications

• 5+ years in fintech or digital banking experience.
• SME segment know-how and experience.
• Familiarity with regulatory dynamics.

Responsibilities

• Align technology solutions with banking objectives.
• Drive product roadmap for SME segment.
• Manage product backlogs and prioritize user stories.

Skills

Fintech experience

Product backlog management

Analytical skills

Strategic planning

Communication skills

Stakeholder engagement

Bilingual in Polish and English

Tools

JIRA

Job description

What we do?

Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting‑edge, private blockchain‑based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.

As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking‑as‑a‑Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services – ranging from account access and deposits to lending, payments and loyalty programmes – directly into non‑banking digital platforms, facilitating seamless customer experiences.

At Aion Bank, our biggest strength is our people—a team of highly intelligent, creative, and ambitious professionals who thrive in a fast‑paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.

We are currently looking for a Product Owner SME ready to join our adventure, share our ambition and help shape the future of digital banking.

What you will be doing?

The primary purpose of the role is to align technology solutions with banking and business objectives, ensuring regulatory compliance, enhancing user experiences, and driving efficient communication strategies to deliver well‑designed banking services that meet customer needs while adhering to industry best practices.

• Shape and drive our SME segment product roadmap, aligning with strategic objectives
• Act as the primary point of contact for stakeholders and customers, representing their needs and requirements to the development team.
• Define and prioritise the product backlog based on business value and customer needs, working closely with the development team to ensure alignment with technical feasibility and delivery timelines.
• Collaborate with the development team to ensure that requirements are clear and well understood and that user stories are effectively broken down and estimated.
• Define and communicate product vision, strategy, and goals to stakeholders and the development team
• Regularly review progress and adjust priorities based on feedback, performance, and changing business needs
• Actively seek out and incorporate feedback from stakeholders and customers to improve the product continuously
• Act as the final decision‑maker on product features and priorities, balancing business goals, customer needs, and technical feasibility
• Maintain up‑to‑date knowledge of industry trends and best practices related to the product domain and make recommendations for improvements and new features
• Facilitate communication and collaboration between stakeholders, the development team, and other cross‑functional teams involved in the product development
• Participate in product‑related meetings, such as stand‑ups, sprint reviews, and retrospectives
• Ensure proper Software Development Life Cycle

Skills you should have

• 5+ years in fintech or digital banking, blending financial, commercial and technical expertise
• SME segment know‑how and experience
• Analytical skills for market dynamics and quick learning ability for evolving regulations
• Strategic planning skills, aligning decisions with long‑term organisational goals
• Demonstrated experience in managing product backlogs and prioritising user stories
• Familiarity with JIRA for managing product backlogs
• Knowledge of the product domain and industry trends, including relevant technologies and customer needs
• Strong communication, networking, and information‑gathering skills
• Stakeholder engagement, team spirit, and assertive diplomacy for effective collaboration
• High integrity, adaptability, and proactive mindset in handling multiple responsibilities
• Ability to efficiently communicate in both Polish and English languages

What we offer

You will get an opportunity to work in aninnovative, digital bank applying state of the art approaches and technologies.
Unless limited by banking regulations we offer aflexible form of contract.
You will be provided anIndividual Development Budget, dedicated to enhancing your professional skills.
You and your closest family will be covered with VIP‑level private medical care which includes dental treatment and ahospitalisation package.
We care for our colleagues’ well being, therefore we coverpsychological consultations if you ever feel you need such support.
We co‑sponsor your Multisport card and cover50% of its cost.
You will work on computer equipment that delivers the best user experience —Apple MacBook.
Our office in Warsaw offers healthy snacks throughout the day.

Our process

We keep our recruiting process simple.
Step 1: Talk with one of our Recruiters about your to date experiences and ambitions
Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!

Contact information