ML Credit Risk Model Developer

ING Hubs Poland; Warszawa; On-site; PLN 107,000 - 201,000; Full time

Job summary

ING Hubs Poland is seeking a Model Developer III to design, validate, and monitor advanced credit risk models across global ING business lines. You will collaborate with validators, risk managers, and stakeholders to ensure regulatory compliance and robust model performance.

Requirements include a PhD or Masters in a quantitative field, strong knowledge of ML methods, Python, data processing, and experience with credit risk models such as IRB/IFRS9, plus English proficiency.

Qualifications

• Advanced degree in a quantitative discipline.
• Excellent knowledge of classic machine learning methods.
• Experience validating or developing credit risk models.
• Ability to describe models and document their logic and results.
• Experience coding in Python; data processing and visualization.
• Knowledge of credit risk processes and related regulations.

Responsibilities

• Develop and monitor credit decision models across ING lines.
• Ensure models are sound, appropriate and compliant with regulations.
• Collaborate with validators, risk managers, and stakeholders.
• Promote best practices and stay updated on regulatory guidelines.
• Contribute to continuous improvement of credit risk models.

Skills

Machine Learning

Credit risk

Python

English proficiency

Model validation

Data visualization

Education

Quantitative degree (PhD/Masters)

Tools

Git

Job description

ING Hubs Poland is seeking a Model Developer III to design, validate, and monitor advanced credit risk models across global ING business lines. You will collaborate with validators, risk managers, and stakeholders to ensure regulatory compliance and robust model performance.

Requirements include a PhD or Masters in a quantitative field, strong knowledge of ML methods, Python, data processing, and experience with credit risk models such as IRB/IFRS9, plus English proficiency.