Merchant Monitoring Analyst with Nordic languages

Worldline; Warszawa; Híbrido; PLN 120.000 - 190.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private medical & life insurance

MyBenefit Platform

Holiday allowance

Public transportation allowance

Meal allowance

Annual bonus

Glasses/lenses reimbursement

Descripción de la vacante

Worldline is seeking a Merchant Monitoring Analyst with Nordic languages to protect against money laundering and ensure compliance for our merchants in a global payments environment. You will conduct risk assessments, perform KYC reviews, and monitor merchant activity, reporting to the Merchant Monitoring Team in Warsaw.

You will collaborate with stakeholders worldwide, stay updated on regulatory developments, and contribute to continuous process improvements while maintaining high attention to

Formación

• Understanding of KYC, AML and regulatory requirements.
• Substantial knowledge in finance, business administration, or related field.
• Around 1+ years of experience in a similar role within financial services.
• Excellent attention to detail and analytical skills.
• Result-oriented with ability to prioritize in a fast-paced environment.
• Excellent communication, presentation, and stakeholder management skills.
• Full working proficiency in English and one Nordic language.
• Ability to work with multiple computer systems/programs.

Responsabilidades

• Monitoring: Review merchant profiles for regulatory and policy compliance.
• Risk Assessment: Evaluate risk level based on business type, transactions, and location.
• Scheme compliance: Lookups in sanction lists and card scheme databases.
• Documentation: Verify and request accurate KYC records and interactions.
• Innovation and Ownership: Propose improvements and share best practices.
• Training and Awareness: Stay updated on regulatory developments and AML practices.

Conocimientos

Analytical thinking

Problem solving

Attention to detail

Stakeholder management

Communication skills

English proficiency

Nordic language proficiency

Educación

Finance / business administration background

Herramientas

Various computer systems

Descripción del empleo

Merchant Monitoring Analyst with Nordic languages Job Description Merchant Monitoring Analyst with Nordic languages

Who we are

Worldline helps businesses of all shapes and sizes to accelerate their growth journey - quickly, simply, and securely. We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. Our technology powers the growth of millions of businesses across 5 continents. And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.

The opportunity

As ariskspecialist,youplay a crucial role in ensuring that Worldline does not do business with any unlawful or fraudulent clients. You are also responsible to protect the company’s reputation and ensure we are not involved in any money laundering or other unlawful activities. As if you are a true detective/investigator, you conduct thorough research using external tools and sourcesfor our existing merchants.In this role you report directly to the TeamManagerofthe merchant monitoringhandlinga specific market.

The risk assessment done by the Merchant monitoring team could be a part of period reviews or triggered by Event Driven Reviews, both eventstriggersa new risk assessment. The process of risk assessing and analysing an existing merchant’s account ensures that we have updated KYC data and assess any changes that might affect the merchant’s risk level. The risk assessment of the merchant focuses on controlling and updating existing KYC information and reviewing the merchant’s behaviour and data from an AML perspective. You will also ensure that the merchant abides by the applicable standards and policies of Worldline.

The team is mainly located inWarsaw; however, our stakeholders are all over the world. We are all hard-working, knowledgeable, dedicated, experienced, and fun individuals who look forward to having you on board and helping you to get up to speed. We are an open team and value continuous knowledge sharing among team members as we strive to become better every day. At the same time, having fun is important and bonds us as a team.

Day-to-day responsibilities

• Monitoring: Review existing merchant profiles to ensure they are compliant with regulatory standards,internal policiesand schemeand creditstandards (CDD review& EDR)

• Risk Assessment: Evaluate the risk level of customers based on factors such as their business type, transaction volume, and geographic location

• Scheme compliance: Lookups in sanction list and Card Scheme databases

• Documentation: Verify and requestaccuraterecords of KYC activities, customer interactions, and compliance-related documentation.

• Innovation andOwnership:Assess working processes and procedures,identifyshortcomings, perform gap analyses, and provide recommendations or take ownership on improvements.Pro- actively provide guidance, coachingand best practices, to the less experienced team members

• Training and Awareness: Stay updated on regulatory developments and industry best practices related to KYC and anti-money laundering (AML) to ensure compliance awareness among team members.

Who are we looking for

We look forbig thinkers. People having astrong analytical and problem-solving skills and love to work with multiple stakeholders.People who can drive positive change, stepupand showwhat’snext – people with passion, can-doattitudeand a hunger to learn and grow. In practice this means:

• You haveunderstanding of KYC, AML, and other regulatory requirements

• You've got substantial knowledgein finance, business administration, or a related field

• You have around 1+ years of previous experience in a similar role within the financial services industry, preferably in a payments company or a bank

• You have an excellent attention to detail and analytical skills

• You are result-oriented and diligent with a strong ability to prioritize work in a fast-paced and changing environment

• You have excellent communication, presentation, and stakeholder management skills

• You have a good sense of responsibility and always strive for perfection and deliver simplicity

• You have full working proficiency in English both written and verbal, as well as one of the Nordic languages

• Youare abletowork with various computer systems/programs

Perks & Benefits

At Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

• Private medical & life insurance

• MyBenefit Platform

• Holiday allowance

• Public transportation allowance

• Meal allowance

• Annual bonus

• Glasses/lenses reimbursement

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you'll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own.

Learn more about life at Worldline at jobs.worldline.com

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics.

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers, we inform you that Worldline Financial Services (Europe) S.A., a joint-stock company, Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking follow-up actions (hereinafter referred to as the Regulations).