Liquidity Management

Goldman Sachs Bank AG; Warszawa; Hybrid; PLN 120,000 - 180,000; Full time

Job summary

Goldman Sachs Bank AG in Warsaw seeks an Analyst for Corporate Treasury - Cash Management. The role focuses on funding and monitoring firm bank accounts and optimizing cash operations. You will collaborate with Credit Risk, Compliance, Sales, and other treasury teams.

The ideal candidate has 1–2 years in banking, strong analytical and communication skills, and the ability to manage multiple priorities in a dynamic environment. Office-based in Warsaw with cross-border exposure.

Qualifications

• 1–2 years of experience in banking, preferably in treasury or payments.
• Strong written and spoken communication with internal/external stakeholders.
• Excellent organizational skills and attention to detail.

Responsibilities

• Fund and oversee firm bank accounts, ensuring funding levels meet needs.
• Liaise with internal teams and external banks to manage relationships.
• Identify operational inefficiencies and implement improvements and automation.
• Ensure compliance and integrity of cash management processes.
• Collaborate across divisions on cross-functional funding tasks.

Skills

Banking experience

Treasury knowledge

Stakeholder communication

Attention to detail

Analytical thinking

Tools

CHAPS/SEPA knowledge

SWIFT payments

Cash management platforms

Job description

Corporate Treasury- Cash Management Analyst-Warsaw location_on Warsaw, Mazowieckie, Poland

Corporate Treasury Division

Corporate Treasury plays a central role in the firm’s overall strategy, responsible for providing appropriate funding to support firmwide activity while maximizing net interest income. The division allocates financial resources, raises funding and capital to support firm activity, and dynamically manages the firm’s asset liability risk and liquidity portfolio. Corporate Treasury is also responsible for the firm’s payment services. The division is ideal for collaborative individuals with strong quantitative analysis skills, interest in portfolio management and a risk management mindset.

Who We Look For

Professionals in Corporate Treasury have an analytical mindset, exhibit intellectual curiosity and are from diverse academic backgrounds. We’re looking for candidates who will thrive in a dynamic environment where attention-to-detail, multitasking and time management skills are essential.

The division is ideal for collaborative individuals with strong quantitative skills, intellectual curiosity, and a commercial yet risk-conscious mindset. Working in the Corporate Treasury division, you will have exposure to all aspects of the firm, including new business activities and critical strategic programs. Strong communication and interpersonal skills are necessary to work successfully with internal and external stakeholders including leadership of the firm’s business lines, its creditors, regulators and external counterparties.

About The Role

Within Corporate Treasury, theCash Managementteam is a global, multi-faceted, and cross-product function. The primary objective of the team is the funding of firm bank accounts, execution of core banking functions, supervision of payment processing, and active monitoring of cash and security positions.

An Analyst within Cash Management will primarily focus on the funding and monitoring of firm bank accounts. The candidate will be expected to perform these functions while demonstrating innovation and a proactive approach—highlighting inefficiencies and risks and implementing improvements. This role involves close partnership and interaction with a wide range of areas, including Credit Risk, Compliance, Sales, Trading, Controllers, and other Corporate Treasury teams.

Job Responsibilities

• Funding & Oversight:Review current funding levels for firm bank accounts, provide comprehensive oversight, and resolve or elevate funding shortfalls in a timely manner.
• Stakeholder Liaison:Serve as a key escalation point for internal issues and connect directly with external agent banks to manage account relationships.
• Cross-Divisional Collaboration:Liaise with internal groups to resolve complex funding and operational issues.
• Process Control & Integrity:Perform critical control functions to ensure the integrity, security, and accuracy of our cash management processes.
• Process Reengineering:Proactively identify operational inefficiencies, mitigate risks, and implement creative process improvements and automation.

Basic Qualifications

• Experience:1–2 years of experience in banking, preferably in Treasury, cash management, payments, or funding-related functions.
• Communication Skills:Strong written and oral communication skills with the confidence to interact with internal and external stakeholders, including senior leadership and external agent banks.
• Problem-Solving:Strong root-cause analysis and problem-solving skills, with self-motivation and ownership to drive projects and process improvements to completion.
• Organization:Highly organized, able to work independently, and manage conflicting, rapidly changing priorities throughout the day.
• Strong attention to detail, intellectual curiosity, and commitment to excellence.

Preferred Qualifications

• Prior knowledge of payment scheme requirements (e.g., CHAPS, BACS, FPS, Target 2, SEPA, SWIFT) and general cash management.
• Experience in the reengineering of operational processes and implementing workflow automation.
• Strong teamwork and collaboration skills, with the ability to build trusting, long-term relationships with stakeholders.

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

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Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.