KYC Specialist, Associate 1

STATE STREET CORPORATION; Kraków; On-site; PLN 54,000 - 66,000; Full time

Benefits offered by this job

Permanent contract from day one

Birthday Day Off

Gold Medical Package for employees and

Premium life insurance

Job summary

State Street Corporation in Kraków is seeking a KYC Operations professional to support onboarding, periodic reviews, and event driven reviews in alignment with AML policy. You will gather client data, perform CIP/CDD, and conduct EDD, screening, and risk assessments to ensure compliant Know Your Customer processes.

Key duties include creating KYC profiles, sourcing documentation from regulatory and commercial sources, and collaborating with Front Office to complete CDD, while meeting KRI/KPI

Qualifications

• Intellectual curiosity for continuous learning around AML and KYC.
• Excellent interpersonal, organizational and administrative skills.
• Good Microsoft Excel and Word skills.
• Very good language skills in English.
• Knowledge of additional languages (French, German, Italian, Dutch, Arabic) is a bonus.

Responsibilities

• Perform Know Your Customer due diligence in line with AML policies prior to account openings and ongoing.
• Create KYC profiles in the system of record.
• Source required CDD documentation from regulatory websites, LexisNexis, World-Check and other sources.
• Screen client names in line with screening standards.
• Collaborate with Front Office to obtain CDD documentation from customers.
• Validate CDD documentation provided by customers.
• Complete AML risk assessments using compliance tools.
• Meet KRI/KPI targets for KYC profile reviews and escalate as needed.
• Maintain task tracking and provide updates to stakeholders.
• Support regulatory examinations or testing and AML training.

Skills

AML & KYC knowledge

Interpersonal skills

MS Excel & Word

English language

Tools

LexisNexis

World-Check

Job description

Purpose Of Role

The KYC Operations team primary role is to support Business Units in the timely and accurate delivery of the end to end AML / KYC process for onboarding new customers / accounts, completion of periodic reviews and event driven reviews of existing customers / accounts to comply with State Street's AML Policy and Standards. The team provide Customer Identification Program (CIP), Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) services to State Street’s Business Units globally. The KYC Team is tasked with collecting and analysing client data, documents and publically available information on State Streets’ new and existing clients, including the screening of entity names against various sanctions lists and performing the Customer Anti-Money Laundering risk assessment.

Specific Duties

• Perform Know Your Customer due diligence in line with applicable AML Policies, Standards & Procedures, prior to account openings and on an on-going basis
• Create KYC profiles in the system of record
• Complete the necessary forms required to support CIP / CDD
• Screen client names and other parties in line with State Street Screening Standards
• Source required CDD documentation independently from various internal and external sources (regulatory websites, company websites, Banker’s Almanac, Lexis Nexis, World Check etc.)
• Cooperate closely with Front Office employees to request all other required CDD documentation from customers
• Validate CDD documentation provided by customers
• Complete Customer AML risk assessments using corporate compliance tools and methods
• Meet agreed KRI / KPI targets for KYC profile reviews, escalating when required
• Ensure all assigned tasks are correctly maintained on designated tracking / reporting tool
• Provide updates to stakeholders upon request
• Assist with external regulatory examinations or testing
• Follow the speak up, listen up values - including timely escalation of AML concerns, suspicious activity or any corporate policy breaches
• Notify local management of operational issues
• Attend and participate in AML awareness training sessions to continue to enhance the quality of deliverables
• Support ad hoc and/ or strategic projects as required
• Demonstrate commitment to AML risk excellence through the timely and accurate completion of the firm’s “know your customer” due diligence requirements, including for periodic / event driven reviews and in respect of expected v actual transaction activity review
• Maintain role‑specific knowledge of the current anti‑money laundering and financial crime risks and issues through completion of the annual AML Academy, and any other financial crime training deemed applicable to the role
• Complete enhanced due diligence on high risk customers / accounts
• Perform EDD monitoring and PEP analysis as required
• Assist team members with sourcing relevant information and documentation required for CIP / CDD completion
• Assist in facilitating AML awareness training sessions across the team to continue to enhance the quality of deliverables

Person Specification

• Intellectual curiosity for continuous learning around AML and KYC
• Excellent interpersonal, organizational and administrative skills
• Good Microsoft Excel and Word skills
• Very good language skills in English
• One or more of the following language skills would be an advantage: French, German, Italian, Dutch, Arabic

Level Of Education

N/A

Level Of Experience

Possess a good understanding of anti-money laundering / know-your-customer regulations

Note

Note: The role requires a minimum of three days per week working from office

Minimum Salary

Minimum Salary: zł60,000 Annual

The minimum salary quoted above applies to the role in the primary location specified. If the candidate ultimately works outside of this primary location, the applicable minimum salary may differ. Salary will be determined based on factors such as the position, type of work performed, individual skills, job description, working hours, diligence, initiative, self‑management, length of employment, availability, and the quantity and quality of work delivered, as well as other objective and non‑discriminatory criteria relevant to State Street employees. In addition to salary, employees are eligible to be considered for discretionary annual performance-based awards.

We Offer

• Permanent contract from day one
• Additional holidays (Birthday Day Off, 3rd and 5th year anniversary Day Off)
• Gold Medical Package for employees and their families (partner and children)
• Premium life insurance package and private pension plan
• Wide range of soft skills training, technical workshops, language classes and development programs
• Opportunities to volunteer your time to company-driven initiatives, employee networks or organizations of your choice
• Variety of well‑being programs
• Additional benefits available depending on the seniority of the role

About State Street

Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success. We are committed to fostering an environment where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you’ll benefit from inclusive development opportunities, flexible work‑life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.

Equal Opportunity Statement

As an Equal Opportunity Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.

Additional Information

Discover more information on jobs at StateStreet.com/careers Read our CEO Statement

Załącznik do standardu Whistleblowing i Speak Up SSBI GmbH dla Oddziału w Polsce

Read our CEO Statement State Street's Speak Up Line