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0TO9 is building a new banking venture in a stealth-like setup. You will contribute to a greenfield, on-site Wrocław engineering effort focusing on .NET backend and TypeScript frontend. The role emphasizes pragmatic, scalable architectures, security-first thinking, and rapid product iteration.
You will work in a small, autonomous team delivering prototypes quickly, shaping the platform as the first engineers to establish architecture, tooling, and best practices for a fintech product.
This Full time on site position offers great opportunities for career growth. Location: Wrocław, DO, PL.
0TO9 is a bank for entrepreneurship, built by and for financial innovators. We provide infrastructure for entrepreneurs ready to start and scale the next generation of financial products and platforms. Founded in 2025, we're already 200+ co-workers across Europe, and growing fast. Our name reflects our mission: from zero to success, from idea to impact, from now to what's next.
We're early and in stealth, so here's what we can say: it's a new banking business, separate from anything else in the group, aimed at a market we think is badly served today. The company is already led by a CEO. The customer, the product, and the wedge are what you'll help us find. What we're not doing is a hiring cycle to backfill a team. You're early enough that the first architecture calls, the first engineering culture, and a good share of the product thinking are genuinely yours.
We build on .NET and SQL on the backend and TypeScript on the frontend (React and Vue). Prior experience in these helps, but it isn't the bar - what matters is that you want to build in them. Agentic tools make an unfamiliar stack cheap to learn; they don't make an unwilling one work. The fundamentals below are what we can't teach you in the first month:
We're not looking for someone curious about whether this works. We're looking for someone who already builds this way - and will push it further than we have.
Compress the distance between idea and working software: prototype, put it in front of real people, and let what you learn kill or grow it. Implementation is the fast part of this job; deciding what deserves to exist is the hard part. Sit close to the problem, not the backlog: you'll be in customer conversations and in the room where the business model gets argued about. We expect that to change your technical choices, not just inform them. Make fast, reversible decisions: simple, boring architecture that can be thrown away. We don't have scale yet, and pretending otherwise is the most expensive mistake available to us right now. Set how engineering works here: tooling, workflow, standards, guardrails - for whoever joins after you.
Within weeks, not months, you've helped ship a working prototype we can put in front of real users. You've established a lightweight, AI-augmented way of building that lets a tiny team punch far above its weight. The founders trust you as a thinking partner, not just a pair of hands. Whoever we hire next inherits a codebase and a way of working that's simple, fast, and easy to build on.