Credit Risk Junior Officer

Societe Generale; Warszawa; Hybrid; PLN 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid work (3 office days per week)

Health package with extensive dental

Meal allowance

Holiday fund

Sports card

Insurance

Home office equipment bonus

Job summary

Societe Generale is seeking a Junior Credit Risk Control Analyst in Warsaw to ensure the quality of credit risk controls within Transaction Banking. You will analyze client data, monitor risk indicators, and support risk management process improvements in an international banking environment.

Ideal candidates hold a finance-related bachelor’s degree, possess strong analytical skills, and communicate in English and Polish.

Qualifications

• Bachelor’s degree in Finance, Economics, Business Administration, Banking, or related field.
• Experience in banking, financial services, risk management, operations or audit would be an advantage.
• Strong analytical, problem-solving, planning and organizational skills.
• Detail-oriented, accurate and committed to high-quality work.
• Proficient in MS Office and data/reports handling.
• Fluent in English and Polish; additional languages (German, French, Spanish, Italian) are a plus.
• Able to work independently and in a team in a structured, deadline-driven environment.

Responsibilities

• Perform controls and analyses of risk-related activities in accordance with established procedures.
• Monitor risk indicators and investigate exceptions, anomalies, or breaches.
• Review client information and supporting documentation for completeness, accuracy, and consistency.
• Support monitoring of credit facilities, limits, and other risk-related parameters.
• Prepare reports and management information for relevant stakeholders.
• Escalate identified issues in a timely manner and follow up remediation actions.
• Maintain accurate records and evidence of performed controls.
• Contribute to process improvement initiatives and maintenance of procedural documentation.

Skills

Analytical skills

Problem solving

Planning

Organizational skills

MS Office

Data handling

Teamwork

Independence

English

Polish

Education

Bachelor’s degree in Finance, Economics, Business Administration, Banking

Tools

MS Office

Job description

Responsibilities

As a Junior Credit Risk Control Analyst, you will play an important role in ensuring the quality and effectiveness of credit risk controls within the Transaction Banking business. You will analyze client and transaction data, perform monitoring and control activities, investigate potential issues, and support the continuous improvement of the organization's risk management framework. This role provides valuable exposure to risk management processes within an international banking environment.

Responsibilities

As a Junior Credit Risk Control Analyst, you will play an important role in ensuring the quality and effectiveness of credit risk controls within the Transaction Banking business. You will analyze client and transaction data, perform monitoring and control activities, investigate potential issues, and support the continuous improvement of the organization's risk management framework. This role provides valuable exposure to risk management processes within an international banking environment.

Your future scope of responsibility will cover:

• Performing controls and analyses of risk-related activities in accordance with established procedures
• Monitoring risk indicators and investigating exceptions, anomalies, or breaches
• Reviewing client information and supporting documentation to ensure completeness, accuracy, and consistency
• Supporting the monitoring of credit facilities, limits, and other risk-related parameters
• Preparing reports and management information for relevant stakeholders
• Escalating identified issues in a timely manner and following up on remediation actions
• Maintaining accurate records and evidence of performed controls
• Contributing to process improvement initiatives and the maintenance of procedural documentation

Required

Profile required

You will be best suited for this role if:

• You hold a bachelor’s degree in Finance, Economics, Business Administration, Banking, or a related field
• Experience in banking, financial services, risk management, operations, or audit would be an advantage
• You demonstrate strong analytical, problem-solving, planning, and organizational skills
• You are highly detail-oriented, accurate, and committed to delivering high-quality work
• You are proficient in Microsoft Office applications and comfortable working with data and reports
• You are fluent in English and Polish; additional language skills, particularly German, French, Spanish, or Italian, would be an advantage
• You are able to work effectively both independently and as part of a team in a structured, deadline-driven environment

Why join us

Your future with Societe Generale will include:

• Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilities
• An active role in an international structure and the opportunity for growth
• Access to educational platforms and language courses
• Stability
• Competitive salary based on seniority and skills
• Support in quick adaptation in the company
• Extraordinary health package with extensive dental care
• Hybrid work (3 office days per week) and one-time bonus for home office equipment
• Even more benefits such as meal allowance, holiday fund, sports card and insurance
• Please be informed that we will be accepting only resumes in English.

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us! Still hesitating? You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.