Credit Maintenance Analyst 2

Citi; Warszawa; Hybrid; PLN 90,000 - 143,000; Full time

Benefits offered by this job

Pension plan

Private medical care

Life insurance

Employee assistance program

Parental leave

Sport card

Cafeteria benefits

Job summary

Citi Solutions Center Poland is seeking an intermediate‑level Operations professional to capture and record data on credit exposures, obligors and facilities, ensuring data quality and timely reporting.

You will review credit requests, prepare approvals, monitor exposure against limits, and support auditors, with a hybrid work model (up to 2 days at home per week) and a competitive base salary.

Qualifications

• 0–2 years of relevant experience.
• Experience in a similar position or area.
• Working knowledge of industry practices and standards.
• Proficient computer skills with MS Office, MS Project, and Windows domain.
• Bachelor’s degree/University degree or equivalent experience.

Responsibilities

• Review incoming credit requests for completeness and accuracy, and convert them to concise, accurately recorded credit facilities.
• Prepare Credit Approvals (CAs), track CA progress during the approval process, and ensure approvals are received in compliance with policy.
• Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance.
• Monitor end-of-day exposure versus limits while escalating detected exceptions per policy.
• Prepare portfolio and related credit information for internal and external auditors.
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets.
• Drive compliance with applicable laws, rules and regulations, adhering to Policy and applying sound ethical judgment.

Skills

Industry practices knowledge

Proficient computer skills

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office

Microsoft Project

Windows domain

Job description

Team/Role Overview

This is an intermediate-level position within the Operations - Services team. The role is responsible for capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems. The overall objective is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escape deficiencies, and recommend delinquent strategies in alignment with overall credit policies.

What you’ll do

• Review incoming credit requests for completeness and accuracy, and convert them to concise, accurately recorded credit facilities.
• Prepare Credit Approvals (CAs), track CA progress during the approval process, and ensure approvals are received in compliance with policy.
• Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance.
• Monitor end-of-day exposure versus limits while escalating detected exceptions per policy.
• Prepare portfolio and related credit information for internal and external auditors.
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets.
• Drive compliance with applicable laws, rules and regulations, adhering to Policy and applying sound ethical judgment.

What we’ll need from you

• 0-2 years of relevant experience.
• Experience in a similar position or area.
• Working knowledge of industry practices and standards.
• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.
• A Bachelor’s degree/University degree or equivalent experience.

What we can offer you

This is a role that'll offer you the opportunity to build an in-depth knowledge of financial services operations. Every day there will be new business challenges that will help you develop new skills that can drive your career.

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
• Employee Assistance Program financed by Employer
• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)
• Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.
• Additional day off for volunteering
• Cafeteria/ flex benefit - a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.
• Opportunity to receive an annual discretionary incentive award
• Special offers and discounts for employees

Copy and paste the URL below into a new tab on your web browser to view the Remuneration Regulations extract:

https://tbcdn.talentbrew.com/company/287/cms/v3/docs/policies/RemunerationRegulations-KeyProvisions-CitibankEurope_plc_05012025_A.pdf

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Job Details

Full time

Salary: zł90,440.00 - zł142,960.00

Equal Opportunity

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.