Analytics Lead, Full Stack

Affirm; Poland; Remote; PLN 583,000 - 840,000; Full time

Job summary

A financial technology company is seeking a skilled professional to lead the backbook risk strategy, requiring a Master's degree and 4+ years of relevant experience. Responsibilities include developing risk management frameworks and collaborating with various teams. The role offers a competitive salary range and is primarily remote with occasional travel.

Benefits

100% subsidized medical coverage

Dental and vision benefits

Employee Stock Purchase Plan (ESPP)

Qualifications

• 4 years of experience in relevant fields.
• Knowledge of economic and accounting principles.
• Experience in risk modeling and financial analysis.

Responsibilities

• Define and execute the backbook risk strategy.
• Develop and refine forecasting for backbook risk.
• Implement risk management framework for international division.

Skills

SQL

Python

Excel (Macro, VBA)

Business Intelligence tools (Qlik, Power BI)

Risk modeling

Data analytics

Financial modeling

Model validation

Project management

Education

Master’s degree in Management Studies, Computer Science, Mathematics, Physics, Business Administration

Job description

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Responsibilities

• Defining and ensuring execution of the backbook risk strategy and defining the company’s risk appetite in collaboration with Affirm’s Credit Risk, Compliance, Machine Learning, Product, Engineering, Operations, Growth Analytics, and Finance Teams.
• Developing and continually refining robust forecasting for backbook risk incorporating impact from strategy modifications and statistical analyses being implemented by Risk, Machine Learning, and Product; developing and implementing improvement processes with Affirm’s Frontbook Risk Strategy, Backbook Risk Strategy, Provisions, and Product based on observed backbook performance in combination with the macroeconomic outlook.
• Developing, implementing, and evolving repayment and modification tools strategies and policies.
• Developing and implementing the risk management framework and provisions for the backbook of Affirm’s international division.
• Position requires travel to unanticipated worksites nationally and internationally (10%).
• May telecommute.

Qualifications

• Master’s degree (or foreign equivalent) in Management Studies, Computer Science, Mathematics, Physics, Business Administration, or related field & 4 years of experience in the following:
• Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
• SQL, Python, or Excel (Macro, VBA).
• Experience with Business Intelligence tools such as Qlik, Power BI or others.
• Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling evaluation of industry risk trends and risk strategy development.
• Data analytics, financial modeling, model validation, risk analytics, financial budgeting and project management.

Compensation & Benefits

Base Pay Grade- M; Equity Grade- 6. Base pay range varies by location: USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000; USA base pay range (all other U.S. states) per year: $160,000 - $210,000. Affirm offers a total compensation package including potential equity rewards, stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for employees and dependents).

Work Location & Benefits

Affirm is remote-first; most roles are remote with occasional office presence as required by job responsibilities. Highlights of benefits include health care coverage, Flexible Spending Wallets, time off, and an Employee Stock Purchase Plan (ESPP).

Equity & Diversity

Affirm is committed to an inclusive interview experience and provides reasonable accommodations. We are dedicated to building a diverse team and inclusive culture.