Senior Manager / Unit Head – Expansions

ACE Money Transfer; Pakistan; On-site; PKR 2,000,000 - 3,000,000; Full time

Job summary

A multinational remittance services company is seeking a Senior Manager / Unit Head for Expansions in Pakistan. The role involves leading licensing and market expansion initiatives, ensuring compliance across jurisdictions, and coordinating cross-functional efforts. Ideal candidates possess a Bachelor's degree, 6-10 years of relevant experience, and strong project management skills. This position offers the opportunity to make strategic decisions impacting the company's growth.

Qualifications

• 6–10 years’ experience in licensing, regulatory affairs, or market expansion.
• Familiarity with global MSB, EMI, or PSP licensing frameworks.

Responsibilities

• Overseeing licensing and market expansion initiatives.
• Driving the licensing roadmap across global markets.
• Supervising Licensing Specialists for accurate documentation.

Skills

Project management

Stakeholder communication

Regulatory affairs

Cross-department coordination

Education

Bachelor’s degree in Business, Finance, Law, or related field

Master’s degree

Job description

Senior Manager / Unit Head – Expansions

Department: Licensing & Expansions Unit

Reports to: Executive Head of Business

Direct Reports: Licensing Specialists (Compliance, Finance, Operations/IT)

About Us

ACE Money Transfer is a UK-based multinational company headquartered in Manchester, United Kingdom. ACE Money Transfer provides online remittance services to individuals in 28 countries across the UK, Europe, Canada, and Australia, enabling them to send money across borders in over 100 countries.

Role Purpose

Lead and oversee all licensing and market expansion initiatives across existing and new jurisdictions. The role ensures ACE’s entry and regulatory compliance in new markets is executed efficiently, on schedule, and in alignment with business objectives. The Senior Manager acts as the single point of accountability for all licensing workstreams—coordinating cross-functionally between Compliance, Finance, Legal, and IT, and ensuring regulators, partners, and internal stakeholders receive timely, accurate, and strategic communication.

Key Responsibilities

• Drive the group’s licensing roadmap—plan, prioritise, and execute license applications, renewals, and amendments across global markets.
• Align licensing goals with ACE’s market entry and business development strategy.
• Anticipate regulatory trends and identify opportunities or risks affecting expansion plans.
• Serve as the bridge between the Expansions Unit and Group functions (Compliance, Finance, Operations, IT, Legal).
• Ensure inter-departmental deliverables (policies, capital models, system documentation, risk assessments) are completed within submission timelines.
• Maintain structured communication channels between stakeholders and regulators.
• Own the end-to-end project lifecycle for all licensing initiatives—scoping, documentation, application, regulator engagement, and operational readiness.
• Track progress through dashboards and milestone reviews; elevate delays or bottlenecks proactively.
• Supervise Licensing Specialists to ensure quality, accuracy, and timely delivery of documentation.
• Engage with regulators, consultants, and legal counsel to represent ACE professionally.
• Coordinate responses to regulatory queries, audits, and information requests.
• Maintain an up-to-date record of regulatory correspondences and commitments.
• Maintain a central licensing tracker, repository, and risk log.
• Report progress and key risks to Group management on a monthly basis.
• Support internal and external audits related to licensing and expansion activities.

Key Skills & Experience

• Bachelor’s degree in Business, Finance, Law, or related discipline (Master’s preferred).
• 6–10 years’ experience in licensing, regulatory affairs, or market expansion within fintech, payments, or financial services.
• Strong project management background with cross-department coordination experience.
• Excellent communication and stakeholder-management skills, particularly with regulators.
• Familiarity with global MSB, EMI, or PSP licensing frameworks (FCA, FINTRAC, AUSTRAC, etc.).

Core Competencies

• Strategic execution and deadline discipline
• Analytical and regulatory reasoning
• Stakeholder and regulator communication
• Team leadership and mentoring
• Process design and documentation control

ACE Money Transfer Profile: https://acemoneytransfer.com/company-profile