Relationship Officer Liability (North, South Punjab, Central Punjab, Sindh & Balochistan)

HBL Microfinance Bank LTD; Islamabad Capital Territory; On-site; PKR 1,400,000 - 2,000,000; Full time

Job summary

A financial institution in Islamabad is seeking candidates for banking roles. Responsibilities include achieving targets for customer accounts, ensuring compliance with regulations, and providing excellent customer service. The ideal candidates should hold a Bachelor's degree and have some experience in banking or sales. Fresh graduates are also welcome to apply. This role offers numerous opportunities for career growth and skill development.

Qualifications

• Minimum of 1 to 2 years of experience in banking or sales preferred.
• Fresh candidates may be considered.
• In-depth knowledge of deposit products and applicable regulations.

Responsibilities

• Achieve assigned targets for CASA and NTB accounts.
• Ensure compliance with SBP regulations and AML/KYC requirements.
• Provide quality customer service and gather feedback for improvement.

Skills

Relationship Management

Sales and Negotiation

Communication

Market Knowledge

Portfolio Management

Education

Bachelor's degree from HEC recognized University

Tools

Banking software/systems

Job description

Job Description

Responsible to achieve assigned targets CASA and NTB accounts by working under supervision of Senior RM and Regional Manager.

Responsible to retain month on month deposit in existing accounts in addition to mobilizing new deposit.

Compliance and Service Quality Culture

Ensure compliance of SBP prudential Regulation, AML, KYC (Know your customer), due diligence of all deposit clients.

Ensure discrepancies identified by the Internal / external / regulatory Audits are addressed timely and rectified.

Work in sync with the branch team to ensure overall growth of business.

Responsible to provide quality & prompt Customer service to all clients and prepare customer feedback for continues improvement.

Job Specification

Fresh candidates can be considered but preferably 1 to 2 years of experience in any corporate/commercial entity. Preference will be given to candidates with some experience in banking sector or sales.

Minimum Bachelor's from an HEC recognized University.

Preference will be given to candidates with experience in banking or sales.

In-depth knowledge of the deposit products including the applicable regulations and guidelines.

Knowledge / Skills

Competitor and Market knowledge.

Good Relationship Management & service focused Skills.

Strong Portfolio Management & Analysis skills.

Working knowledge of banking computer based software & systems.

Communication, Presentation and listening skills.

Sales and Negotiation skills.

Ability to handle additional assignments with meticulously.

No of Open Positions = 32