Relationship Manager Asset

Khanewal; Karachi Division; On-site; PKR 1,339,000 - 2,009,000; Full time

Job summary

Mobilink Microfinance Bank is seeking a qualified Relationship Manager Asset to join its Business Banking team. The role focuses on growing the bank's asset portfolio, building and maintaining client relationships, and ensuring compliant loan verification and recovery in line with SBP regulations.

The successful candidate will lead, coach and motivate Relationship Officers – Asset Sales, drive sales targets, and coordinate with Operations to ensure timely disbursement and robust credit

Qualifications

• Bachelor's degree from a reputable institution; MBA preferred.
• Minimum 3 years of experience in the microfinance industry.
• Strong sales, customer relationship management, communication, negotiation, and leadership skills.

Responsibilities

• Implement sales and service plans to achieve growth targets while maintaining ethical lending practices.
• Develop and maintain strong relationships with existing and prospective customers.
• Lead, supervise, coach, and motivate Relationship Officers – Asset Sales to achieve targets.
• Coordinate with Operations to ensure timely loan disbursement and regulatory compliance.

Skills

Sales

Customer relationship management

Communication

Negotiation

Leadership

Education

Bachelor's degree

MBA preferred

Job description

## Relationship Manager AssetFull Job Details#### Job Description* **Department:** Business Banking* **Grade:** OG-II* **Job Type:** Permanent* **Number of Positions:** 1* **Education:** Bachelor's degree from a reputable institution (MBA preferred)* **Experience:** Minimum 3 years of experience in the microfinance industry Explore History## About Mobilink Microfinance Bank (MMBL)Mobilink Microfinance Bank Limited is a leading microfinance institution in Pakistan, providing financial services to millions of customers through traditional banking and digital channels. The bank offers a wide range of services, including savings accounts, microenterprise loans, small housing loans, remittances, mobile wallets, insurance, and digital payments.MMBL is committed to promoting financial inclusion, innovation, teamwork, and customer satisfaction by delivering accessible financial solutions across Pakistan.## Job DescriptionMobilink Microfinance Bank is seeking a qualified and results-oriented Relationship Manager Asset to join its Business Banking team. The successful candidate will be responsible for growing the bank's asset portfolio, developing customer relationships, managing sales activities, and ensuring effective loan verification and recovery in accordance with the bank's policies and State Bank of Pakistan (SBP) regulations.Job Search Platform### Key Responsibilities* Implement sales and service plans to achieve assigned business growth targets.* Develop and maintain strong relationships with existing and prospective customers.* Promote and sell the bank's loan products while identifying new business opportunities and potential markets.* Achieve monthly and quarterly sales targets while maintaining ethical lending practices.* Assess customer eligibility, financial profiles, and creditworthiness using the Five Cs of Credit.* Ensure proper customer verification before loan approval and disbursement.* Manage the branch's asset portfolio and support timely loan disbursement, collection, and cross-selling activities.* Monitor loan repayments and ensure timely recovery while minimizing defaults.* Develop sales strategies based on market research, customer needs, and business potential.* Lead, supervise, coach, and motivate Relationship Officers – Asset Sales to achieve their individual and team targets.* Train team members to assess customers' income, demographics, financial needs, and loan repayment capacity.* Prepare weekly field activity plans and monitor team performance against assigned objectives.* Coordinate with the Operations Department to ensure timely loan disbursement and compliance with established procedures. Browse Careers* Conduct regular customer meetings and maintain high standards of customer service.* Ensure compliance with bank policies, product procedures, internal controls, and SBP regulations.* Handle customer documents securely and follow approved procedures for loan collections.* Identify and report suspected fraud, potential financial losses, and irregularities to the relevant management.* Review product knowledge, customer feedback, and service quality to identify areas for improvement.* Manage branch resources effectively to improve productivity, profitability, and employee retention.## Eligibility CriteriaCandidates applying for the Relationship Manager Asset position should meet the following requirements:Banking Career Paths* **Education:** Bachelor's degree from a reputable institution; an MBA will be preferred.* **Experience:** At least 3 years of professional experience in the microfinance industry.* **Skills:** Strong sales, customer relationship management, communication, negotiation, and leadership skills.* **Additional Competencies:** Knowledge of credit assessment, loan portfolio management, customer verification, collections, and regulatory compliance.## Why Join MMBL?Joining Mobilink Microfinance Bank offers an opportunity to contribute to financial inclusion and help individuals and businesses access financial services. Employees can work in a customer-focused environment that values innovation, teamwork, professional development, and business growth.## How to ApplyInterested and eligible candidates should visit the official Mobilink Microfinance Bank careers portal to review the vacancy details and submit their applications before the closing date.