Product Lead, SME Payments & Embedded Finance Ecosystem

Hugo Bank; Karachi Division; On-site; PKR 2,500,000 - 3,500,000; Full time

Job summary

A leading financial institution is seeking a Product Owner - Merchants to manage and scale their SME ecosystem in Karachi. This role involves designing digital propositions and streamlining SME processes for payment and credit access. The ideal candidate will have extensive experience in payments and merchant onboarding, strong commercial acumen, and a proven track record in financial services. Competitive compensation and growth potential in a dynamic environment await the successful candidate.

Qualifications

• Minimum 10 years of experience in Merchant Onboarding, payments and digital financial services.
• Proven track record of developing and scaling merchant/payment propositions.
• Strong understanding of SBP regulations and digital payment systems.

Responsibilities

• Lead the design and execution of the SME Product Roadmap for financial solutions.
• Develop SME acquisition strategies targeting specific clusters.
• Forge strategic alliances with corporates to onboard SME networks.

Skills

Commercial acumen

Data-driven mindset

Stakeholder management

Problem-solving

Education

Bachelor’s degree in Business Administration, Economics, Finance, or related field

Master’s degree or professional certification in Payments/FinTech

Tools

Payments gateways

Fintech APIs

BI tools

Job description

A leading financial institution is seeking a Product Owner - Merchants to manage and scale their SME ecosystem in Karachi. This role involves designing digital propositions and streamlining SME processes for payment and credit access. The ideal candidate will have extensive experience in payments and merchant onboarding, strong commercial acumen, and a proven track record in financial services. Competitive compensation and growth potential in a dynamic environment await the successful candidate.