Product Lead: Consumer Financing & Digital Journeys

Raqami Islamic Digital Bank Ltd.; Karachi Division; Presencial; PKR 2.500.000 - 4.000.000; Jornada completa

Descripción de la vacante

Raqami Islamic Digital Bank Ltd. in Karachi seeks an Assistant Manager to own the development and management of the bank’s consumer financing portfolio, including Personal Finance, Auto Finance, Home Finance, BNPL, and employer-program financing solutions. You will help with product development and digital journeys.

The role emphasizes UAT, governance, performance monitoring, and customer-centric financing aligned with Shariah principles and regulatory requirements.

Formación

• Experience with consumer financing products and retail banking.
• Ability to document requirements and translate business needs into specs.
• Understanding of Shariah-compliant financing principles.
• Exposure to digital financing initiatives and fintech environments.

Responsabilidades

• Support management of consumer financing products throughout lifecycle.
• Gather and analyze business requirements and write BRDs/user stories.
• Collaborate on customer journeys across Personal/Auto/Home/BNPL products.
• Coordinate product implementations with Technology, Risk, Compliance, and Shariah teams.
• Participate in Agile ceremonies and support UAT and release activities.
• Monitor performance, volumes, adoption, and market opportunities.
• Prepare dashboards and management presentations; ensure regulatory compliance.

Conocimientos

Consumer Financing Products

Product Lifecycle Management

Business Analysis

Customer Journey Mapping

Agile Scrum

UAT Planning

Product Analytics

Regulatory Awareness

Stakeholder Management

Educación

Bachelor's degree in Business Administration/Finance/Banking/Economics/Accounting/IS/Engineering

Herramientas

Jira

Confluence

Power BI

MS Excel

Descripción del empleo

Raqami Islamic Digital Bank Ltd. in Karachi seeks an Assistant Manager to own the development and management of the bank’s consumer financing portfolio, including Personal Finance, Auto Finance, Home Finance, BNPL, and employer-program financing solutions. You will help with product development and digital journeys.

The role emphasizes UAT, governance, performance monitoring, and customer-centric financing aligned with Shariah principles and regulatory requirements.