Loan Officer (School & Business Development Executive) - GUJ

People; Pakistan; On-site; PKR 1,400,000 - 2,000,000; Full time

Job summary

A financial services provider is seeking a Loan Officer (School & Business Development Executive) in Gujranwala. The role involves identifying new customers, conducting credit assessments, and managing loan documentation. Candidates should have a bachelor's degree and 2-3 years of experience in banking or financial institutions. Strong skills in credit evaluation and client relationship management are essential.

Qualifications

• 2-3 years of experience as a Loan/Credit Officer in Banking and Non-Banking Financial Institutions.

Responsibilities

• Identify new prospective customers & generate quality loans.
• Plan & visit potential clients regularly.
• Conduct credit risk assessments & document loan applicants.
• Perform site visits and follow-ups for recovery & delayed installments.
• Address customer queries & improve performance & productivity.
• Establish relationships with current & potential clients.
• Create awareness to attract potential clients for loan products.

Skills

Credit evaluation

Loan documentation

Financial analysis

Risk management

Proficiency in loan management systems

Market awareness & industry knowledge

Portfolio monitoring & recovery strategies

Education

Bachelor's in Business, Marketing, Sales or relevant degree

Job description

About the job Loan Officer (School & Business Development Executive) - GUJ

Job Description:

• Successfully identify new prospective customers & generate quality loans.
• Plan & visit potential clients on a regular basis.
• Credit risk assessment & documentation of loan applicants.
• Site visits and follow-ups for recovery & delayed instalments.
• Address customers' queries & seek ways to improve performance & productivity.
• Establish strong relationships with current & potential clients.
• Mobilise and create awareness to attract potential clients for loan products and services.

Essential Technical Skills:

• Credit evaluation
• Loan documentation
• Financial analysis
• Risk management
• Proficiency in loan management systems
• Market awareness & industry knowledge
• Portfolio monitoring & recovery strategies

Qualification & Experience:

• Bachelor's in Business, Marketing, Sales /undergraduate degree can also be considered.
• 2-3 years of experience as a Loan/Credit Officer in Banking and Non-Banking Financial Institutions.

Location:

Gujranwala