Financial Crime Analyst (AM/MGR)

Hugo Bank; Karachi Division; On-site; PKR 1,400,000 - 2,000,000; Full time

Job summary

A leading financial institution in Karachi seeks an AML Compliance Analyst to support the operationalisation of AML/CFT frameworks. Responsibilities include monitoring transactions, preparing reports, and participating in training programs. The ideal candidate has a relevant degree and 3–4 years of AML/CFT experience in banking or fintech. Strong analytical skills and effective communication are essential for success in this role.

Qualifications

• 3–4 years of experience in AML/CFT roles or compliance operations.
• Familiarity with AML/CFT Regulations, FMU guidelines, and FATF standards.
• Prior experience in banking or fintech is a plus.

Responsibilities

• Monitor alerts generated by the Transaction Monitoring System and Name Screening tools.
• Prepare Suspicious Transaction Reports and maintain accurate records.
• Assist in regulatory submissions and implement internal controls for AML processes.
• Participate in AML/CFT training programs and share learnings.

Skills

Strong analytical skills

Effective communication

Attention to detail

Eagerness to learn

Education

Bachelor’s/Master’s degree in Finance, Business Administration, Economics

Tools

Transaction Monitoring Systems (TMS)

Screening tools

Job description

To support the operationalisation of HugoBank’s AML/CFT/CPF framework by executing transaction monitoring, customer risk profiling, and suspicious activity investigations. The role ensures compliance with State Bank of Pakistan AML/CFT regulations, FMU requirements, and FATF recommendations, while contributing to a digitally embedded, risk-based compliance program.

Key Responsibilities

Transaction Monitoring & Screening

• Monitor and review alerts generated by the Transaction Monitoring System (TMS) and Name Screening tools.
• Conduct preliminary analysis of suspicious activity, identifying potential ML/TF patterns.
• Escalate high-risk cases to the Transaction Monitoring Lead for further investigation.
  

Suspicious Transaction Reporting

• Prepare and document Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs) for submission to the Financial Monitoring Unit (FMU).
• Maintain accurate records of investigations and reporting activities.
  

Regulatory & Operational Support

• Assist in preparing data submissions and responses for regulatory inspections and audits.
• Support the Lead in implementing internal controls and AML processes across the bank.
  

Capacity Building & Awareness

• Participate in AML/CFT training programs and knowledge sessions.
• Share learnings with peers and contribute to the continuous improvement of processes.
  

Reporting & Analysis

• Generate routine transaction monitoring reports and assist in the analysis of trends and typologies.
• Provide insights to help optimise alert rules and reduce false positives.
  

Qualifications

• Bachelor’s/Master’s degree in Finance, Business Administration, Economics, or related field.
• 3–4 years of experience in AML/CFT roles, transaction monitoring, or compliance operations. Prior experience in banking, digital banking, or fintech is a plus.
• Familiarity with TMS, screening tools, or case management systems preferred.
• Good understanding of SBP AML/CFT Regulations, FMU guidelines, and FATF standards.
• Strong analytical and investigative skills; attention to detail.
• Effective communication skills for internal reporting and coordination.
• Eagerness to learn and develop expertise in financial crime risk management.