Credit Card Product Leader: Growth & Strategy

HugoBank; Karachi Division; Vor Ort; PKR 300.000 - 600.000; Vollzeit

Zusammenfassung

HugoBank is seeking a Product Manager for Cards to own the end-to-end strategy of the bank’s Credit Card portfolio, including secured and unsecured variants. You will shape propositions, collaborate with Visa, PayPak, Mastercard, and processors, and manage lifecycle from acquisition to retention.

The role requires 6+ years in credit card product management, and a track record of launching differentiated features and partnerships.

Qualifikationen

• Bachelor’s degree in Business Administration, Finance, Economics or a related field from a recognized institution is mandatory.
• 6+ years of progressive experience in Product Management in Credit Cards, Consumer Lending, or Payments.
• Proven track record of developing and managing credit card products including secured, unsecured, and co-branded variants.
• Hands-on experience with end-to-end product lifecycle management, from conceptualization and go-to-market to performance tracking and optimization.

Aufgaben

• Define and execute the end-to-end product strategy for HugoBank’s Credit Card portfolio including secured and unsecured variants aligned with the bank’s financial inclusion and lending-first vision.
• Develop differentiated customer value propositions (CVPs) for key segments such as salaried millennials and emerging credit users.
• Coordinate with card schemes (Visa, Mastercard, PayPak) and processors to enable issuance, tokenization, and lifecycle management.
• Monitor portfolio health and drive initiatives to increase spend, retention, and cross-sell.
• Ensure SBP regulatory compliance and coordination with Compliance and Legal teams.

Kenntnisse

Product strategy

Stakeholder management

Data-driven decisions

Regulatory alignment

Portfolio growth

Ausbildung

Bachelor's degree

Tools

IDEMIA

NymCard

Visa

Mastercard

PayPak

Jobbeschreibung

HugoBank is seeking a Product Manager for Cards to own the end-to-end strategy of the bank’s Credit Card portfolio, including secured and unsecured variants. You will shape propositions, collaborate with Visa, PayPak, Mastercard, and processors, and manage lifecycle from acquisition to retention.

The role requires 6+ years in credit card product management, and a track record of launching differentiated features and partnerships.