Commercial Credit Risk Analyst — Drive Sound Decisions

HBL; Pakistan; Sur place; PKR 1 300 000 - 2 000 000; Plein temps

Résumé du poste

HBL is seeking a Credit Analyst to perform credit analysis on proposals from Corporate and Branch Banking, evaluating qualitative and quantitative factors including balance sheet, income statement, cash cycles and cash flow. You will ensure evaluations comply with HBL policies and SBP guidelines and will process proposals within targeted TAT.

You will monitor past-due accounts, prepare MIS reports, and assist in risk reviews while supporting business teams in structuring facilities that align

Qualifications

• 2-3 years banking/risk experience required.
• Business degree preferably BBA/MBA.
• Degree level: Bachelor Honours (16 years) or equivalent.

Responsabilités

• Perform credit analysis of proposals from Corporate/Branch Banking across qualitative and quantitative factors.
• Ensure credit evaluation follows internal policy and SBP regulations to maintain compliant exposure.
• Prepare MIS reports and maintain logs for queries and response times.
• Provide on-the-job training and support to staff for smooth induction.

Formation

Bachelor’s in Business (BBA/MBA preferred)

Description du poste

HBL is seeking a Credit Analyst to perform credit analysis on proposals from Corporate and Branch Banking, evaluating qualitative and quantitative factors including balance sheet, income statement, cash cycles and cash flow. You will ensure evaluations comply with HBL policies and SBP guidelines and will process proposals within targeted TAT.

You will monitor past-due accounts, prepare MIS reports, and assist in risk reviews while supporting business teams in structuring facilities that align