AML Analyst-Legal & Compliance

Daraz; Karachi Division; On-site; PKR 1,339,200 - 2,008,800; Full time

Job summary

Daraz in Karachi is seeking an AML Analyst to perform first-level (L1/Maker) review of transaction monitoring alerts and name screening results. You will escalate complex cases to Level 2 investigators and support SAR/STR investigations with research and documentation.

Ideal candidates hold a Bachelor's degree and 3–4 years in AML/KYC, with strong knowledge of AML/CFT regulations and screening tools, plus excellent communication skills.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Law, Economics, or related field.
• 3–4 years of experience in AML, KYC, sanctions screening, or financial crime compliance.
• Strong knowledge of AML/CFT regulations and sanctions requirements.
• Experience performing L1/Maker reviews of transaction monitoring and name screening alerts.
• Familiarity with AML systems and screening tools.
• Excellent written and verbal communication skills.

Responsibilities

• Perform first-level (L1/Maker) review of AML transaction monitoring alerts.
• Escalate potentially suspicious activities to Level 2 investigators or AML Compliance.
• Review name screening alerts from onboarding, reviews, and screening processes.
• Investigate matches against sanctions lists, PEPs, adverse media, and watchlists.
• Analyze screening results to determine true matches or false positives.
• Support SAR/STR investigations with research and documentation.
• Assist testing and implementation of new AML controls and system enhancements.

Skills

AML

KYC

Sanctions screening

Transaction monitoring

Financial crime compliance

L1 review

Name screening

Communication skills

Education

Bachelor's degree

Job description

Responsibilities

• Perform first-level (L1/Maker) review and investigation of transaction monitoring alerts generated by AML monitoring systems.
• Escalate potentially suspicious activities and complex cases to Level 2 investigators or AML Compliance for further review.
• Conduct first-level review of name screening alerts generated from customer onboarding, periodic reviews, and transaction screening processes.
• Investigate potential matches against sanctions lists, politically exposed persons (PEPs), adverse media, and watchlists.
• Analyze customer information and screening results to determine true matches, false positives, or cases requiring escalation.
• Support Suspicious Activity Report (SAR/STR) investigations by providing relevant research and documentation.
• Support testing and implementation of new AML controls, rules, and system enhancements.

Job Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, Law, Economics, or a related field.
• 3–4 years of experience in AML, KYC, sanctions screening, transaction monitoring, or financial crime compliance.
• Strong knowledge of AML/CFT regulations, sanctions requirements, and financial crime typologies.
• Experience performing L1/Maker reviews of transaction monitoring and name screening alerts.
• Familiarity with AML systems and screening tools.
• Excellent written and verbal communication skills.