Underwriting Operations Specialist (JRID for pooling)

Maya Bank; Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

Maya Bank in Metro Manila, Philippines, is seeking a Credit Underwriter with intermediate experience in banking and lending operations to support risk assessment and decision making. You will assist in day-to-day credit operations, perform regular and ad-hoc data analysis, and prepare reports detailing risk findings to inform final underwriting decisions in line with BSP regulations and company policies.

Ideal candidates have 3–5 years of lending experience and 1–2 years in credit card

Qualifications

• 3–5 years of lending experience in a financial institution.
• At least 1–2 years in credit card underwriting.
• Further training or studies is an advantage.

Responsibilities

• Assist business leaders in achieving objectives in day-to-day credit operations.
• Perform regular and ad-hoc data analysis.
• Prepare reports detailing risk findings that contribute to the final decision.
• Evaluate policies with regards to the company’s underwriting standards.

Skills

Data analysis

Credit modeling

Lending operations

Regulatory compliance

Education

Business Management

Statistics/Mathematics

Job description

Overview:

TheCredit Underwriterhas intermediate experience in banking and/or lending, credit operations, data analysis, credit modeling, lending business operations and policies, and BSP regulations.

What you will do:

• Assist the business leaders in the achievement of business objectives specifically in the following functions:
• Day-to-day credit operations
• Regular and ad-hoc data analysis
• Strong problem solving and decision-making skills
• Evaluates policies with regards to the company’s underwriting standards
• Prepare reports that detail risk assessment findings that contribute to the final decision.

What we are looking for:

• Graduate of any course related to Business Management and/or Statistics / Mathematics
• 3-5 years of lending business experience in financial institution
• At least 1-2 years of experience in credit card underwriting
• Further training or studies is an advantage