Risk Underwriter

QBE Insurance; Cebu City; On-site; PHP 420,000 - 660,000; Full time

Job summary

QBE Insurance is seeking a detail‑oriented underwriting support specialist in Cebu City to review and process insurance applications, renewals, and endorsements in line with underwriting policies and guidelines.

You will work with brokers and clients to ensure timely processing, maintain knowledge of products and processes, and help minimise risk while supporting business growth. Collaboration with various stakeholders and adherence to deadlines are essential in this role.

Qualifications

• Tertiary degree or equivalent combination of education and work experience.
• Some relevant work experience.
• Experience in BPO industry with shifting schedules.

Responsibilities

• Provide recommendations on business improvement, focusing on Turnaround Time (TAT)/SLA opportunities.
• Maintain product, system, and process knowledge.
• Ensure compliance with QBE policies, procedures, and relevant legislation.
• Resolve escalated complaints promptly.
• Establish and maintain a good working relationship with stakeholders.
• Monitor pending items from brokers and clients for existing policies, following required processes and guidelines.
• Assist with new submission reviews, buyer research, and underwriting model completion to minimise risk and contribute to business growth.
• Assist with the preparation of binder and policy documents, adhering to deadlines and guidelines.
• Track new and pending claims status by liaising between the company and broker.

Skills

Analytical Thinking

Communication

Critical Thinking

Customer Service

Decision Making

Financial Products

Insurance Underwriting

Education

Tertiary Degree or equivalent combination of education and work experience

Job description

Primary Details

Time Type: Full time

Worker Type: Employee

The purpose of this role is to support underwriters by providing technical expertise in reviewing and processing insurance applications, renewals, and endorsements to ensure compliance with company underwriting policies and guidelines.

Responsibilities

• Provide recommendations on business improvement, focusing on Turnaround Time (TAT)/Service Level Agreement (SLA) opportunities.
• Maintain product, system, and process knowledge.
• Ensure compliance with QBE policies, procedures, and relevant legislation.
• Resolve escalated complaints promptly.
• Establish and maintain a good working relationship with stakeholders.
• Monitor pending items from brokers and clients for existing policies, following required processes and guidelines.
• Assist with new submission reviews, buyer research, and underwriting model completion to minimise risk and contribute to business growth.
• Assist with the preparation of binder and policy documents, adhering to deadlines and guidelines.
• Track new and pending claims status by liaising between the company and broker.

Work Experience

Necessary Work Experience includes:

• Some relevant work experience.

Preferred Work Experience includes:

• Experience in BPO industry with shifting schedules.

Qualifications

Necessary Qualifications include:

• Tertiary Degree or equivalent combination of education and work experience.

Global Disclaimer

The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

US Only Disclaimer

To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

Travel Frequency

Occasional (approximately 5-10 trips annually)

US Only - Physical Demands

General office jobs:Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.

Skills

Analytical Thinking, Communication, Critical Thinking, Customer Service, Decision Making, Financial Advising, Financial Products, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Portfolio Management, Pricing Strategies, Risk Management, Stakeholder Management

Equal Employment Opportunity

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.