Risk Portfolio Analytics (Assistant Manager) - SQL required

Kredivo Group; Taguig; On-site; PHP 1,200,000 - 2,000,000; Full time

Job summary

Kredivo Philippines, a market leader expanding from Indonesia, is hiring a phenomenal hunter Business Development Manager to build and scale our merchant network and risk-aware BD operations.

You will design portfolio risk monitoring frameworks, monitor credit risk, and drive data-driven recommendations working with Collections, Product, and Data Science to deliver cohesive risk strategies in a fast-growing SEA startup.

Qualifications

• 5+ years of experience in credit risk management in financial services.
• Strong quantitative and analytical skills for portfolio analysis.
• Proficient in SQL; Python coding is a plus.
• Creative problem solver with ability to adapt to business needs.
• Effective communicator for diverse audiences.
• Ability to work in a fast-paced startup environment.

Responsibilities

• Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards.
• Monitor the credit risk metric on the loan portfolio and identify mitigation strategies.
• Conduct data-driven analysis to generate actionable insights for portfolio performance.
• Oversee credit risk models and methodologies ensuring robust performance.
• Collaborate with Collections, Product, and Data Science to drive risk strategies.
• Ensure collection and interpretation of risk data to support decisions.
• Develop customer risk segmentation and customer lifetime value when possible.

Skills

Credit risk management

Quantitative analysis

SQL scripting

Python programming

Stakeholder communication

Adaptability

Job description

Kredivo Buy Now Pay Later is the market leader for Indonesia, and we are now expanding our presence in the Philippines. As we build out our team here, we are looking to hire a phenomenal "hunter" Business Development Manager. You will be joining us in the Kredivo Philippines journey right at the beginning and will be an instrumental part of the team that sets up the entire business development operations, merchant relationships, i.e, the distribution part of our business. This is an incredible opportunity to join a high-growth startup as we scale our presence in SEA.

About the Role:

• Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards.
• Monitor the credit risk metric on the loan portfolio, identifying potential risks and recommending mitigation strategies
• Conduct data-driven analysis to generate actionable insights, making recommendations for improving portfolio performance.
• Oversee the implementation of credit risk models and methodologies, ensure the models have robust performance and aligned with company's standard
• Work closely with related teams such as Collections, Product, and Data Science to drive cohesive risk strategies and initiatives.
• Ensure the collection, analysis, and interpretation of comprehensive risk data to support informed decision-making
• Preferably has the skill and experience in developing customer risk segmentation and customer lifetime value.

About You:

• 5+ years of experience working in credit risk management in financial services environment for the relevant products
• Strong quantitative and analytical skills, with proficiency in statistical/mathematical analysis and portfolio analysis
• Possess SQL scripting skill and preferably has python coding experience
• Creative problem solver with flexibility to accommodate business needs
• Ability to contribute consistently and positively in a fast-paced environment
• Effectively conveying information and insights to diverse audiences