Risk Management Manager (Lending / Financial Services / Bank)

Drake International Philippines; Metro Manila; On-site; PHP 1,116,000 - 1,786,000; Full time

Job summary

Drake International Philippines seeks a senior Risk Management Manager in a lending/financial services setting to own the enterprise risk framework, focusing on credit risk, assessment, scoring, and portfolio risk.

You will develop and oversee risk policies, models, validation, and governance, translating complex analytics into actionable recommendations for senior management to drive asset quality and sustainable portfolio growth.

Qualifications

• 8+ years in risk management with strong exposure to credit risk.
• 5+ years in credit risk management covering assessment, underwriting, portfolio monitoring, and policy.
• Experience in model development, validation, calibration, back-testing, and performance monitoring.
• Strong knowledge of lending products, credit lifecycle, collections, and portfolio management.
• Understanding of risk governance, internal controls, and regulatory requirements for financial institutions.
• Bachelor’s degree in related field (Finance/Economics/Stats/Math/Actuarial/Data Science/Business).
• Strong ability to translate complex risk analysis into clear recommendations for senior management.

Responsibilities

• Develop and oversee the enterprise risk management framework with emphasis on credit risk and portfolio risk.
• Lead model development, validation, calibration, back-testing, and monitoring initiatives.
• Translate risk analyses into practical recommendations for senior management and stakeholders.
• Balance strategic risk management with hands-on oversight of credit policies and governance.
• Provide end-to-end ownership of risk framework to support asset quality and portfolio growth.

Skills

Credit risk

Risk management

Credit assessment

Underwriting

Portfolio management

Risk analytics

Regulatory knowledge

Lending products knowledge

Business judgment

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Actuarial Science, Data Science, Business

Job description

This Risk Management Manager role is ideal for a senior risk professional who enjoys working in a lending or financial services environment, solving complex credit and portfolio risk challenges, and using risk analytics to support sound business growth. The right person will recognize this as a natural next step for someone with strong experience across credit risk, credit assessment, underwriting, and portfolio management who is ready to take broader ownership of the organization’s risk framework.

Why This Role

This role offers the opportunity to shape and strengthen the company’s overall risk management framework, with direct exposure to credit risk strategy, credit scoring, risk analytics, and portfolio management. You will have the opportunity to influence key business decisions, enhance risk policies and models, and work closely with senior management. Unlike more specialized risk roles, this position provides end-to-end ownership across credit risk and portfolio risk, allowing you to make a direct impact on both asset quality and sustainable portfolio growth.

The Role: Risk Management Manager

In this role, you will spend most of your time developing and overseeing the enterprise risk management framework, with a strong focus on credit risk, credit assessment, credit scoring, and portfolio risk management. You will lead initiatives involving model development, validation, calibration, back-testing, and performance monitoring, while ensuring that risk policies and monitoring frameworks remain effective.

You will work closely with senior management and key business stakeholders to translate complex risk analysis into clear, practical recommendations. The role balances strategic risk management and analytics with hands‑on oversight of credit policies, portfolio performance, and risk governance.

What You’ll Bring

• At least 8 years of progressive experience in risk management, with strong exposure to credit risk.

• At least 5 years of experience in credit risk management, covering credit assessment, underwriting, portfolio monitoring, and credit policy.

• Experience in model development, validation, calibration, back-testing, and performance monitoring.

• Strong knowledge of lending products, credit lifecycle, collections, and portfolio management.

• Solid understanding of risk governance, internal controls, and regulatory requirements applicable to financial institutions.

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Actuarial Science, Data Science, Business, or a related field.

• Strong business judgment and the ability to translate complex risk analysis into clear recommendations for senior management.

Benefits & Environment

Benefits for this role include a competitive salary package of PHP 100,000 – PHP 160,000, career growth opportunities, an engaging working environment, and a positive work culture. The role also provides meaningful exposure to senior‑level risk strategy, credit analytics, portfolio management, and enterprise risk, making it a strong opportunity for professionals looking to broaden their leadership scope within the financial services sector.