Risk Inspector

Alliedbankers Insurance Corporation; Pasay; On-site; PHP 350,000 - 480,000; Full time

Job summary

A reputable insurance company in Metro Manila is seeking a Risk Inspector to conduct on-site inspections and assess risks associated with insurance applications. The ideal candidate will have a Bachelor's degree in a relevant field and strong analytical skills. This role requires attention to detail and the ability to work independently, providing detailed reports to support underwriting decisions. Experience in insurance inspection is a plus.

Qualifications

• Bachelor's degree in Risk Management, Insurance, Business Administration, or related field preferred.
• Previous experience in insurance inspection or risk assessment is an advantage.
• Strong observational and analytical skills to evaluate risks effectively.
• Good communication and reporting abilities.
• Proficiency in Microsoft Office and basic reporting software.
• Ability to travel for inspections as needed.
• Attention to detail and compliance focus.

Responsibilities

• Conduct on-site inspections and assessments of insured assets.
• Verify accuracy of information in insurance applications.
• Identify potential risks and report findings.
• Assist in evaluating the adequacy of existing risk mitigation measures implemented by clients.
• Prepare detailed inspection reports, including photographs, measurements, and observations.
• Collaborate with underwriters and risk managers to provide insights for policy decisions.
• Maintain accurate records of inspections and update internal systems as required.
• Follow safety protocols during inspections and ensure compliance with company standards.

Skills

Observational skills

Analytical skills

Communication skills

Detail orientation

Proficiency in Microsoft Office

Travel flexibility

Education

Bachelor’s degree in Risk Management, Insurance, Business Administration, or related field

Tools

Basic reporting software

Job description

Job Description:

The Risk Inspector assists AlliedBankers Insurance Corporation in assessing, evaluating, and documenting risks associated with insurance applications and existing policies. The role involves conducting on-site inspections, verifying information, and providing reports to support underwriting decisions and risk management strategies.

Key Responsibilities

• Conduct on-site inspections and assessments of properties, businesses, vehicles, or other insured assets.
• Verify accuracy of information provided in insurance applications and supporting documents.
• Identify potential risks and exposures and report findings to the Risk or Underwriting Department.
• Assist in evaluating the adequacy of existing risk mitigation measures implemented by clients.
• Prepare detailed inspection reports, including photographs, measurements, and observations.
• Collaborate with underwriters and risk managers to provide insights for policy approval or adjustments.
• Maintain accurate records of inspections and update internal systems as required.
• Follow safety protocols during inspections and ensure compliance with company standards.

Qualifications

• Bachelor’s degree in Risk Management, Insurance, Business Administration, or related field preferred.
• Previous experience in insurance inspection, risk assessment, or a related field is an advantage.
• Strong observational and analytical skills to evaluate risks effectively.
• Good communication and reporting skills.
• Proficient in Microsoft Office applications and basic reporting software.
• Ability to work independently and travel for inspections as needed.
• Attention to detail and commitment to accuracy and compliance.