Risk Analyst

BDO Life; Singapore; On-site; PHP 2,271,000 - 3,181,000; Full time

Job summary

A financial institution in Singapore seeks a Risk Analyst to assist in implementing risk management frameworks and evaluating credit exposures. The ideal candidate has at least 3 years of experience in risk management, particularly in credit and operational risks. Applicants should ideally be Singaporean citizens or permanent residents. This position supports risk compliance and reporting in a dynamic banking environment.

Qualifications

• Bachelor's degree graduate, preferably in a business-related field.
• At least 3 years of experience in Credit, Market, Liquidity, and Operational Risk Management.
• Preferably a Singaporean Citizen or holder of a Permanent Resident Visa.

Responsibilities

• Conduct credit evaluations on assigned accounts.
• Ensure market and liquidity risk exposures are within approved limits.
• Monitor credit exposure by country risk and asset quality.
• Prepare expected credit loss for loans and investments.
• Assist in the review of Risk & Control Self-Assessment and Key Risk Indicators.

Skills

Credit evaluation

Risk management

Compliance

Education

Bachelor's degree in a business-related course

Job description

The Risk Analyst role is responsible for providing assistance to BDO Singapore’s Risk Head in the following areas :

• Implementation of the risk management framework in the Branch and ensures alignment of the relevant risk management policies and guidelines with Head Office (HO).
• Identification, measurement, quantification, control, and reporting of the major risks of the Branch, which include but are not limited to, credit, market and liquidity, and operational risks.
• Ensuring compliance with the policies and guidelines of the Bank and regulators, as it relates to risk management and data privacy ordinance

Duties and Responsibilities :

• Conducts credit evaluation on assigned accounts with regard to new exposures of the Branch and performs annual review of existing facilities.
• Ensures all market and liquidity risk exposures are within approved limits, and all excesses / deviations are flagged and reported in accordance with established policies / guidelines.
• Monitors the credit exposure of the Branch by country risk, industry concentration, rating profile, large exposures and asset quality.
• Prepares the expected credit loss for loans & investments, and credit stress testing, in coordination with Head Office.
• Assist in the review of the Risk & Control Self-Assessment (RCSA) and Key Risk Indicators (KRI) of the Business Units (BU) and Support Units (SU).

Qualifications :

• Bachelor's degree graduate, preferably Business-course related
• At least 3 years experience particularly in the area of Credit, Market & Liquidity and Operational Risk Management
• Preferably Singaporean Citizen or a holder of Permanent Resident Visa