Relationship Manager - Tuguegarao

Metrobank; Philippines; On-site; PHP 600,000 - 1,200,000; Full time

Job summary

Metrobank seeks a Relationship Manager to drive growth in loans and deposits by managing end-to-end client relationships, from business development to deal structuring and portfolio oversight. You will deliver tailored financial solutions, maintaining credit quality, risk management, and compliance.

Responsibilities include building client partnerships, prospecting new business, evaluating creditworthiness, and coordinating with internal teams to process transactions, while ensuring regulatory

Qualifications

• Bachelor's degree in Business, Finance, Economics, or related field.
• 3–5 years of experience in account management, preferably in banking/financial services.
• Strong credit evaluation and financial statement analysis skills.
• Excellent verbal, written, and presentation communication; strong listening ability.

Responsibilities

• Build and maintain strong client relationships through regular meetings and updates.
• Monitor client accounts and proactively address issues to ensure smooth service delivery.
• Identify and develop new business opportunities with prospective clients.
• Understand client needs and offer banking solutions across loans, deposits, trade, and treasury.
• Evaluate client creditworthiness and prepare loan proposals with financial analysis.
• Coordinate with internal teams to secure approvals and timely processing of transactions.
• Manage and monitor assigned portfolio, tracking performance and risks.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Relationship management

Credit evaluation

Financial analysis

Negotiation

Communication

Education

Bachelor's degree

Job description

Job Description:

Be #InGoodHands with Metrobank!

Here at Metrobank, we dont simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobanks strong heart for the community, you have the chance to give back and make worthwhile contributions to our nations economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: Relationship Manager

Job Summary:

Drive the growth and profitability of the Bank’s loan and deposit portfolio by managing end-to-end client relationships—from business development and credit evaluation to deal structuring and portfolio management. In this role, you will deliver tailored financial solutions, including loans, treasury, trade, and transaction banking products, while ensuring strong credit quality, risk management, and compliance. You will build and deepen long-term client partnerships, contributing to sustainable revenue growth and overall portfolio performance.

Key Responsibilities:

• Build and maintain strong client relationships through regular meetings, calls, and check-ins
• Monitor client accounts and proactively address potential issues to ensure smooth service delivery
• Identify and develop new business opportunities, including prospecting and engaging potential clients
• Understand client needs and offer appropriate banking solutions across loans, deposits, trade, and treasury products
• Evaluate client creditworthiness and prepare loan proposals with proper financial analysis and structuring
• Coordinate with internal teams to secure approvals and ensure timely processing of transactions
• Manage and monitor assigned portfolio, including performance tracking and early risk identification
• Ensure compliance with bank policies and regulatory requirements while maintaining accurate and complete documentation

Role Exposure:

• Deepen your understanding of account management, business development, marketing and sales
• Meet clients from various industries and understand a bank’s role in the ins and outs of the client’s businesses
• Be mentored by industry experts and achieve a promising career

Qualifications:

• Graduate of a Bachelor’s degree in Business, Finance, Economics, or any related course
• With at least 3–5 years of relevant experience in account management, preferably in the banking or financial services industry
• With strong background in credit evaluation and financial statement analysis
• Possesses strategic thinking and strong negotiation skills
• With excellent communication skills (verbal, written, and presentation) and strong active listening ability
• Able to work collaboratively with cross-functional teams to deliver business results

Other Details:

Rank: Officer

Unit: Institutional Banking

Location: Metrobank Tuguegarao-Balzain (Luna Street 3500 Centro 6 Cagayan Valley)