Product Manager - Credit Cards & Lending (PH) | AI Fintech

Trusting Social Co.; Manila; Presencial; PHP 1.200.000 - 2.000.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work setup

HMO coverage for employee + 2 depend­e

Generous leave policies

Descripción de la vacante

Trusting Social in Taguig, Philippines, seeks a Product Manager to own consumer lending and credit card products end-to-end—from business case and P&L to launch and optimization. You will work across credit cards, co-lending, personal loans, and cash loans, balancing customer value with profitability and responsible lending.

The role emphasizes hands-on building, collaboration with Risk, Finance, Engineering, and Partnerships, and data-driven decision making to drive growth in a fast-paced

Formación

• 5+ years of product management experience, with at least 3 years in financial products (credit cards, consumer loans, or co-lending).
• Deep familiarity with Philippine banking regulations, BSP requirements, and consumer lending frameworks.
• Experience building financial models, P&L structures, and unit economics analyses from scratch.
• Background in fintech, digital banking, or credit-driven consumer products; startup or high-growth tech background is a strong plus.

Responsabilidades

• Own the product vision, strategy, and roadmap for assigned credit card and lending products.
• Translate market opportunities, partner needs, and competitive insights into a prioritized product backlog.
• Define product positioning, target customer segments, and value propositions across on-us, co-branded, co-lending, and personal/cash loan products.
• Balance short-term partner requirements with long-term product sustainability and scalability.
• Build and own detailed financial models, unit economics analyses, and P&L forecasts for each product.
• Define pricing, fee structures, and reward frameworks grounded in data-informed decisions.
• Synthesize signals from market, partner, and customer data into actionable product recommendations.
• Track performance metrics and act on early signals to optimize profitability and risk-adjusted returns.
• Own end-to-end product specification: from concept and business case through technical requirements, UAT, and go-live.
• Coordinate across Risk, Engineering, Operations, Compliance, and external partners to deliver on schedule.
• Define and maintain the product governance framework—ensuring every launch is documented, compliant, and audit-ready.
• Run structured launch reviews to assess performance against targets and drive continuous improvement.
• Serve as the primary product interface with banking partners, platform partners, and regulators.
• Translate partner requirements and regulatory constraints into well-defined product specs and technical briefs.

Conocimientos

Product management

Financial modeling

P&L ownership

Regulatory knowledge

Cross-functional collaboration

AI readiness

Stakeholder communication

Descripción del empleo

Trusting Social in Taguig, Philippines, seeks a Product Manager to own consumer lending and credit card products end-to-end—from business case and P&L to launch and optimization. You will work across credit cards, co-lending, personal loans, and cash loans, balancing customer value with profitability and responsible lending.

The role emphasizes hands-on building, collaboration with Risk, Finance, Engineering, and Partnerships, and data-driven decision making to drive growth in a fast-paced