MSME Microfinance Loan Officer — Sales & Credit

BDO Unibank; Bulacan; On-site; PHP 400,000 - 600,000; Full time

Job summary

A community banking institution in Bulacan is looking for an Account Officer for Micro, Small and Medium Enterprises. The role involves soliciting microfinance loans, analyzing applicant qualifications, and ensuring credit quality. Candidates should have a Bachelor's Degree and strong communication skills. Experience in fieldwork and sales, along with the ability to drive, is preferred. The position covers various locations in Bulacan, including Calumpit and Malolos.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge is a must.
• High integrity is required.
• Familiarity with computer software is preferred.
• Fieldwork and sales experience in microfinance is an advantage.
• Ability to drive a motorcycle is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicant qualifications for approval feasibility.
• Initiate credit and collection activities for account quality.
• Coordinate processing and servicing of loan applications.
• Review and update customer loan files and agreements.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve targets.
• Attend to client inquiries and requirements.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheet software

Job description

A community banking institution in Bulacan is looking for an Account Officer for Micro, Small and Medium Enterprises. The role involves soliciting microfinance loans, analyzing applicant qualifications, and ensuring credit quality. Candidates should have a Bachelor's Degree and strong communication skills. Experience in fieldwork and sales, along with the ability to drive, is preferred. The position covers various locations in Bulacan, including Calumpit and Malolos.