Loan Officer/ 2 years experience in Financial and Loan/Fulltime

Dempsey Resource Management; Pasig; On-site; PHP 334,800 - 502,200; Full time

Job summary

Dempsey Resource Management is seeking a Loan Officer in Pasig, Metro Manila. The role involves acting as an intermediary between borrowers and financial institutions, guiding clients through the loan process, evaluating their creditworthiness, and ensuring compliance with regulations.

The ideal candidate should hold a degree in Financial Management or a related field, have at least 2 years of experience, and possess knowledge of digital payments and online banking. Driving skills will be an advantage.

Qualifications

• 2 years of experience in loan processing and client handling.
• Knowledge of digital payments and online banking.
• Driving skills are an advantage.

Responsibilities

• Meet applicants to determine borrowing needs and explain loan types.
• Evaluate credit scores, income, assets, and debts.
• Prepare and submit loan files, ensuring compliance.
• Recommend approvals or denials and close loans.
• Cultivate relationships with clients and agents.

Skills

Customer Consultation

Financial Analysis

Application Processing

Business Development

Education

Degree in Financial Management or related

Job description

A loan officer acts as the intermediary between borrowers and financial institutions, facilitating the lending process for mortgages, personal, or commercial loans. They evaluate creditworthiness, guide clients through loan options, prepare necessary documentation, and ensure compliance with regulations to approve or recommend loans.

Qualifications

• Degree Holder in Financial Management or related
• 2 years experience, knows online and face to face to handle the job
• Can drive is advantage, can start asap and knows digital payment, online banking and more

Key Responsibilities

• Customer Consultation: Meet with applicants to determine borrowing needs, explain loan types/terms, and collect financial documents.
• Financial Analysis: Evaluate credit scores, income, assets, and debts to determine creditworthiness and risk.
• Application Processing: Prepare, review, and submit accurate loan files, ensuring compliance with state/federal regulations.
• Approval & Closing: Recommend approvals or denials, communicate decisions to clients, and coordinate with underwriters and loan processors to close loans.
• Business Development: Generate new business by cultivating relationships with clients, real estate agents, and builders.