Junior Risk Analyst - Graveyard Shift

MicroSourcing; Philippines; On-site; PHP 360,000 - 480,000; Full time

Benefits offered by this job

Competitive Rewards

Healthcare coverage

Paid time-off

Group life insurance

Performance bonuses

Team events

Work-life harmony

Career growth

Inclusive culture

Job summary

MicroSourcing is looking for a Junior Risk Analyst to support risk and compliance functions from a remote location in the Philippines. You will conduct due diligence, monitor suspicious activity, and assist with investigations to minimize losses, while coordinating with external administrators as needed.

The role requires 1–2 years in risk or compliance and knowledge of AML/CTF principles, with opportunities for growth in a collaborative team environment.

Qualifications

• 1-2 years of experience in Risk or Compliance.
• Knowledge in Anti-Money Laundering & Counter Terrorism Finance.

Responsibilities

• Make outbound calls to gather information and support investigations.
• Conduct due diligence on accounts in line with compliance standards.
• Identify and elevate suspicious activity through UARs.
• Apply knowledge of chargebacks and recalls to resolve issues and reduce risk.
• Liaise with external administrators on accounts in liquidation.
• Perform credit risk analysis and reviews using CreditorWatch.
• Review high-risk sellers and transactions for acquiring and issuing.
• Analyse historical processing data to inform daily decisions.
• Undertake investigations into potential lending fraud.
• Assist with complex investigations including evidence gathering and report preparation.
• Monitor fraud and blacklist alerts and act to minimize losses.

Job description

Junior Risk Analyst

Location: Mall of Asia Complex, Pasay City

Work setup & shift: Remote | Night Shift

Benefits

• Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time-off with cash conversion, group life insurance, and performance bonuses
• A Collaborative Spirit: Contribute to a positive and engaging work environment by participating in company-sponsored events and activities.
• Work-Life Harmony: Enjoy the balance between work and life that suits you with flexible work arrangements.
• Career Growth: Take advantage of opportunities for continuous learning and career advancement.
• Inclusive Teamwork: Be part of a team that celebrates diversity and fosters an inclusive culture

Responsibilities

Risk Operations

• Make outbound calls to gather information and support investigations.
• Conduct thorough due diligence on individual and non-individual accounts in line with compliance standards.
• Identify and elevate suspicious activity through Unusual Activity Reports (UARs).
• Apply knowledge of chargebacks and recalls to resolve issues and reduce risk.
• Liaise with external administrators on accounts in liquidation.
• Perform credit risk analysis and in-depth reviews using CreditorWatch.
• Conduct a review of high-risk sellers and/or transactions for both acquiring and issuing
• Analyse processing history, business model, financial/bank statements and other information to make informed decisions daily.
• Undertake investigations into potential lending fraud
• Assist with complex investigations including gathering evidence, document review, transaction analysis, identifying procedural breaches, report preparation.
• Monitor fraud and blacklist alerts, investigate possible matches and minimise losses by taking appropriate action when 'hits' are identified, both for acquiring and issuing

Qualifications

• 1-2+ years of experience in Risk or Compliance
• Knowledge in Anti-Money Laundering & Counter Terrorism Finance