Investment Portfolio Officer

Private Advertiser; Mandaluyong; On-site; PHP 900,000 - 1,800,000; Full time

Job summary

Private Advertiser in Metro Manila invites a seasoned Investment Portfolio Officer to oversee the bank's investment portfolio and placement activities, including government securities and time deposits. You will monitor maturities, yields, exposures, and ensure compliance with limits and policies.

You will coordinate counterparty credit lines, maintain documentation, support ALCO reporting, and help manage liquidity in line with investment strategy and BSP regulations.

Qualifications

• Bachelor’s degree inBusiness Administration, Finance, Economics, Accounting, or related field.
• Master’s degree in Business Administration is an advantage.

Responsibilities

• Execute and monitor investments and placements in government securities and time deposits per policy.
• Monitor yields, maturities, and reinvestment opportunities for portfolio optimization.
• Coordinate counterparty lines and required documentation with banks and financial institutions.
• Ensure compliance with BSP regulations and internal treasury controls.
• Prepare regular treasury reports for ALCO, MANCOM, and the Board.

Skills

Treasury operations

Fixed-income instruments

Counterparty management

Financial analysis

Regulatory compliance

Excel proficiency

Education

Bachelor’s degree in Business Administration or related field

Master’s degree (advantage)

Tools

Microsoft Excel

Treasury software

Job description

POSITION SUMMARY

The Investment Portfolio Officer is responsible for executing, monitoring, and administering the Bank’s investment portfolio and placement activities, including government securities, time deposits, and other allowable investment instruments. The role oversees investment maturities, yields, counterparty exposures, and compliance with approved limits and policies.

The position also coordinates the establishment, renewal, and maintenance of counterparty credit lines with banks and other financial institutions. It ensures that all investment and placement transactions are properly documented, executed within approved limits, and aligned with the Bank’s liquidity requirements, investment strategy, risk appetite, and applicable regulatory standards.

The Investment Portfolio Officer reports directly to the Treasurer/Treasury Head and may represent Treasury in reporting to the Asset and Liability Committee (ALCO), Management Committee (MANCOM), and the Board of Directors, as assigned.

KEY DUTIES AND RESPONSIBILITIES

1. Investment and Placement Management

• Execute and monitor approved investments and placements in government securities, time deposits, and other permissible financial instruments in accordance with the Bank’s investment policies and liquidity requirements.

• Monitor portfolio performance, investment yields, prevailing rates, maturities, and reinvestment opportunities.

• Recommend appropriate investment and placement strategies to the Treasurer/Treasury Head based on market conditions, liquidity requirements, and the Bank’s investment objectives.

• Maintain accurate and updated records of investment transactions and portfolio positions.

2. Counterparty Line Management

• Coordinate the establishment, review, and renewal of counterparty lines with banks and other approved financial institutions.

• Gather, review, and maintain the financial, corporate, credit, and regulatory documentation required for counterparty assessments and approvals.

• Monitor approved counterparty limits, utilization, available exposures, and line expiration dates.

• Ensure investment and placement transactions remain within approved counterparty limits and promptly escalated potential limit breaches.

3. Risk, Limit, and Regulatory Compliance

• Monitor compliance with approved investment limits, counterparty exposures, concentration thresholds, maturity limits, and other applicable internal controls.

• Ensure that investment and placement activities adhere to Bangko Sentral ng Pilipinas (BSP) regulations, applicable regulatory requirements, internal policies, and established Treasury guidelines.

• Identify and elevate actual or potential breaches, unusual transactions, and emerging investment or counterparty risks to the Treasurer/Treasury Head.

• Support the implementation and maintenance of effective risk management practices and internal controls within Treasury.

4. Transaction Documentation and Settlement Coordination

• Ensure that investment and placement transactions are properly documented, confirmed, and endorsed to Treasury Operations or the Back Office for settlement and recording.

• Maintain complete and updated transaction records and counterparty documentation.

• Coordinate with Treasury Operations, Finance, and other concerned units to resolve settlement discrepancies and address accounting or documentation requirements.

• Ensure compliance with established transaction processing procedures and segregation-of-duties requirements.

5. Market Intelligence and Portfolio Monitoring

• Monitor developments in government securities, fixed-income markets, bank placement rates, and other relevant financial market indicators.

• Provide timely market updates and investment-related insights to the Treasurer/Treasury Head to support portfolio management decisions.

• Maintain an updated schedule of investment and placement maturities.

• Coordinate upcoming maturities and reinvestment requirements to support the Bank’s liquidity planning and investment objectives.

6. Management Reporting and ALCO Support

• Prepare regular reports on the Bank’s investment portfolio, placements, maturities, yields, counterparty exposures, credit line utilization, and other relevant Treasury activities.

• Provide accurate and timely data and analysis for ALCO reports, presentations, and management discussions.

• Support the preparation of investment portfolio updates, market assessments, and other reports required by senior management and the Board of Directors.

• Present Treasury-related reports and updates to ALCO, MANCOM, or the Board of Directors when designated by the Treasurer/Treasury Head.

7. Cross-Functional Coordination and Internal Controls

• Coordinate with Risk Management, Compliance, Finance, Treasury Operations, and other relevant units on investment transactions, counterparty documentation, settlement activities, and regulatory requirements.

• Ensure adherence to established Treasury procedures, approval authorities, and internal control standards.

• Promptly report discrepancies, control weaknesses, unusual transactions, and potential policy or regulatory violations to the Treasurer/Treasury Head.

• Support internal and external audits by providing relevant investment records, transaction documentation, and portfolio reports.

8. Other Responsibilities

• Perform other Treasury-related duties and responsibilities as may be assigned by the Treasurer/Treasury Head, President, ALCO, or Management.

QUALIFICATIONS

Education

• Bachelor’s degree in Business Administration, Finance, Economics, Accounting, or another related field.

• A Master’s degree in Business Administration or a related discipline is an advantage.

Professional Certifications

• Must have completed and passed the Treasury Certification Program.

• Must have passed the Securities and Exchange Commission (SEC) Fixed Income Market Salesmen examination or hold the applicable qualification required for the role.

Work Experience

• At least 10 years of relevant Treasury experience, preferably involving investment portfolio management, fixed-income instruments, bank placements, counterparty management, and liquidity monitoring.

• Demonstrated experience in monitoring investment exposures, managing counterparty lines, and ensuring compliance with approved Treasury limits and policies.

• Experience preparing Treasury reports and presenting investment-related information to senior management or relevant committees is an advantage.

COMPETENCIES AND OTHER REQUIREMENTS

• Strong numerical, analytical, and financial analysis skills.

• Good understanding of Treasury operations, fixed-income instruments, government securities, bank placements, and financial markets.

• Knowledge of investment risk management, counterparty exposure monitoring, and applicable banking regulations.

• Proficiency in Microsoft Excel and financial reporting tools.

• Strong communication, presentation, and stakeholder coordination skills.

• Excellent organizational skills, attention to detail, and the ability to manage multiple priorities under time pressure.

• Resourceful, patient, analytical, and proactive in identifying and resolving issues.

• Demonstrates sound judgment, integrity, and accountability.

• Willing and qualified to perform frontline Treasury functions, subject to applicable regulatory and internal requirements.