Hybrid Senior Credit Risk Officer

EastWest Bank; Taguig; Hybrid; PHP 1,000,000 - 1,800,000; Full time

Benefits offered by this job

Career development opportunities

Competitive salary and benefits

Performance-based incentives

Job summary

EastWest Banking Corporation invites experienced credit risk professionals to join our Risk Management team in Taguig as Risk Officer (Credit Risk). The role focuses on independent credit risk review, analysis, and oversight of exposures to ensure alignment with risk appetite, policies, and regulatory requirements.

You will challenge first-line proposals, monitor portfolio risk trends, and contribute to continuous enhancements of credit risk frameworks and governance while coaching junior

Qualifications

• Bachelor's degree in Business Administration, Finance, Accounting, Economics, Management, Industrial Engineering, Information Systems, or related field.
• 3–5 years of credit risk or credit analysis experience for Manager level, or 5–8 years for Senior Manager level.
• Strong knowledge of credit analysis, financial statement analysis, risk rating methodologies, and credit structures.
• Familiarity with banking regulations, credit policies, governance frameworks, and risk requirements.
• Demonstrated judgment, independent thinking, and strong communication and detail orientation.

Responsibilities

• Conduct independent reviews of credit proposals, renewals, restructurings, and amendments, ensuring alignment with credit policies, underwriting standards, and regulatory requirements.
• Monitor assigned credit portfolios against risk appetite, limits, and early warning indicators, identifying emerging risks and concentration exposures.
• Prepare credit risk assessments, reports, dashboards, and committee presentations, and escalate material risk concerns and limit breaches.
• Partner with business units by providing balanced risk perspectives, while participating in credit committees and portfolio reviews.
• Support development and enhancement of credit risk policies, underwriting standards, frameworks, processes, tools, and methodologies.
• Promote strong credit governance through documentation, controls, and timely resolution of audit findings.

Skills

Credit risk analysis

Financial statement analysis

Risk rating methodologies

Portfolio risk management

Limit monitoring

Communication & stakeholder management

Education

Bachelor's degree in Business Administration, Finance, Accounting, Economics, Management, Industrial Engineering, Information Systems, or related field

Job description

EastWest Banking Corporation invites experienced credit risk professionals to join our Risk Management team in Taguig as Risk Officer (Credit Risk). The role focuses on independent credit risk review, analysis, and oversight of exposures to ensure alignment with risk appetite, policies, and regulatory requirements.

You will challenge first-line proposals, monitor portfolio risk trends, and contribute to continuous enhancements of credit risk frameworks and governance while coaching junior